Schenectady County and Rotterdam Town property record for 1013 Inner Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,605 sqft · built 1948 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,000 (Oct 2025) |
| Tax Bill | $6,122 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.14-13-5 |
| Primary APN | 422800 59.14-13-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Upper Floors Area | 375 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 114 ft deep x 74 ft wide |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1013 INNER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 13 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 BEAVER RD, 5, NASSAU, NY 12123-3623 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 24, 2025 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 21, 2025 | Warranty Deed, Transfer |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Mar 21, 2025 · Amount on Record |
| Deed Document Number | 202525358 |
| Deed Book / Page | 2159 / 669 |
| Prior Transfer Date | May 7, 2015 |
| Prior Transfer Doc | 1916000822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 24, 2025 |
| Property Address | 1013 INNER DR, SCHENECTADY, NY 12303-4208 |
| Document Number | 0000025358 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 202525358 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,108.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 220, GUILDERLAND CENTER, NY 12085-0220 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27 BEAVER RD APT 5, 5, NASSAU, NY 12123-3623 |
| Document Number | 0000025359 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 202525359 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 21, 2025 |
| Property Address | 1013 INNER DR, SCHENECTADY, NY 12303-4208 |
| Document Number | 0000006756 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 202506756 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1013 INNER DR, SCHENECTADY, NY 12303-4208 |
| Name | Verified Name |
|---|---|
| Address | 1013 INNER DR, SCHENECTADY, NY 12303-4208 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1013 INNER DR, SCHENECTADY, NY 12303-4208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000454 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 4964/587 |
| Instrument | 202000454 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,122.00 (+1.71%) | ||
| 2025 | $6,019.00 | $164,000 (-) Land $9,500 Building $154,500 | $252,300 (+10.76%) Land $14,615 Building $237,685 |
| 2024 | $164,000 (-) Land $9,500 Building $154,500 | $227,800 (+5.56%) Land $13,196 Building $214,604 | |
| 2023 | $164,000 Land $9,500 Building $154,500 | $215,800 Land $12,501 Building $203,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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