1020 Inner Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1020 Inner Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,538 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Aug 2025)
Tax Bill$6,532 (2026)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone X (minimal risk)
APN422800 59.14-7-19

Property Details

APN / Parcel Number

Primary APN422800 59.14-7-19
Alternative APN
  • 280005901400070190000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,538 sqft Living Area
1st Floor Area1,025 sqft
Upper Floors Area513 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area21 sqft
PorchSlab
Porch Area186 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1020 INNER DR
CitySCHENECTADY
StateNY
Zip12303-4213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,2DM,G&STG,TLSH COLDBROOK-407 5.-374-15
Legal Block7
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2014
Census Tract32902

Owner

1020 Inner Dr is owned by an individual who bought it in August 2025.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1206 TRINITY AVE, SCHENECTADY, NY 12306-2818
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2025 · Amount on File
Deed SaleAug 26, 2025 · Amount on File
Prior SaleOct 13, 2021 · Amount on File
Deed Document Number202520219
Deed Book / Page2155 / 669
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 13, 2021
Property Address1020 INNER DR, SCHENECTADY, NY 12303-4213
Document Number0000050599
Book / Page2069 / 32
Map ReferenceDR 65 MAP 68
Instrument DateOct 7, 2021
Instrument202150599
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$794.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 INNER DR, 1020, SCHENECTADY, NY 12303-4213

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 NATALIE CT, SCHENECTADY, NY 12304-2495

Tax Assessment & Valuation

The 2026 property tax bill for 1020 Inner Dr was $6,532, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,532.00 (+1.7%)
2025$6,423.00$175,000 Land $9,000 Building $166,000$269,200 Land $13,845 Building $255,355
2023$175,000 Land $9,000 Building $166,000$230,300 Land $11,844 Building $218,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Inner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Inner Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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