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1024 Cedar Ter, Columbia, SC 29209 Property Records

Richland County property record for 1024 Cedar Ter, Columbia, SC 29209

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,474 sqft · built 1950
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Feb 2024)
Tax Bill$1,380 (2025)
Deeds & MortgagesJun 2020 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN16505-04-06

Property Details

APN / Parcel Number

Primary APN16505-04-06
Alternative APNs
  • R16505-04-06
  • 00636459

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,474 sqft Heated Area
Gross Area2,118 sqft
1st Floor Area1,424 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area170 sqft
Patio Area524 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number00636459
Street Address1024 CEDAR TER
CityCOLUMBIA
StateSC
Zip29209-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionLOT 6 BLK E 100X180X100X180 #SU #PR L-211 RB 51-8953
Legal SubdivisionCEDAR TERRACE
Legal BlockE
Legal Lot Number6
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group2
Census Block2015
Census Tract11603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Millwood
listed 1971 · 4 contributing resources · NRIS 71000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1024 CEDAR TER, COLUMBIA, SC 29209-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Deed of Trust, Mortgage · Conventional with PMI
GUILD MTG
Mar 6, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleMar 6, 2018 · Amount on Record
Deed Document Number20246330
Deed Book / Page2899 / 2543
Prior Transfer DateNov 17, 2023
Prior Transfer Doc0000006330
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address1024 CEDAR TER, COLUMBIA, SC 29209-1612
Document Number2498/3712
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedAug 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1024 CEDAR TER COLUMBIA SC 292091612, COLUMBIA, SC 29209-1612

Mortgage

Document Number2498/3712
DateJun 16, 2020
Book Page002498/003712
Instrument28216
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateMar 6, 2018
Property Address1024 CEDAR TER, COLUMBIA, SC 29209-1612
Document Number2284/3393
Book / Page002284 / 003393
Instrument DateFeb 16, 2018
Instrument13198
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1024 CEDAR TER COLUMBIA SC 292091612, COLUMBIA, SC 29209-1612

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,380.00 (+17.45%)$192,900 (-)$200,600 (-) Land $28,400 Building $172,200
2024$192,900 (+2,773.96%)$200,600 (+19.55%) Land $28,400 Building $172,200
2023$1,175.00 (-6.45%)$6,712 (+0.03%)$167,800 (-)
2021$1,256.00$6,710$167,800 Land $18,900 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2015)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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