1020 Cedar Ter, Columbia, SC 29209 Property Records

Richland County property record for 1020 Cedar Ter, Columbia, SC 29209

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,397 sqft · built 1955
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on Record
Tax Bill$546 (2025)
Flood ZoneZone X (minimal risk)
APN16505-04-04

Property Details

APN / Parcel Number

Primary APN16505-04-04
Alternative APNs
  • R16505-04-04
  • 00636431

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,397 sqft Heated Area
Gross Area1,544 sqft
1st Floor Area1,397 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide
Parking Spaces12 Parking Spaces
PorchPatio
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number00636431
Street Address1020 CEDAR TER
CityCOLUMBIA
StateSC
Zip29209-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionLOT 4 BLK E 100X180 #SU BRANDON ACRES #PR L-211
Legal SubdivisionCEDAR TERRACE
Legal BlockE
Legal Lot Number4
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group2
Census Block2015
Census Tract11603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Millwood
listed 1971 · 4 contributing resources · NRIS 71000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1020 CEDAR TER, COLUMBIA, SC 29209-1612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$546.00 (+3%) Homeowner's exemption$126,600 (+2,774.66%)$177,000 (+60.76%) Land $28,400 Building $148,600
2023$420.00 (-6.25%)$4,404 (+0.09%)$110,100 (-)
2022$448.00 (-0.22%)
2021$449.00$4,400$110,100 Land $18,900 Building $91,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2015)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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