Richland County property record for 1015 Cedar Ter, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,231 sqft · built 1941 |
| Lot Size | 0.683 acres (29,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jun 2022) |
| Tax Bill | $5,168 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16501-05-09 |
| Primary APN | 16501-05-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,231 sqft Heated Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,511 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,775 sqft (0.683 acres) |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 101 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00634656 |
|---|---|
| Street Address | 1015 CEDAR TER |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | LOT 3 & PT 2 BLK D 166X180X166X180 #SU BRANDON ACRES #PR 1264-1372 L-74/211 |
| Legal Subdivision | CEDAR TERRACE |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11603 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Millwood listed 1971 · 4 contributing resources · NRIS 71000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1015 Cedar Ter is owned and occupied by two individuals who bought it in June 2022.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1015 CEDAR TER, COLUMBIA, SC 29209-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC |
| May 9, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | May 9, 2022 · Amount on File |
| Deed Document Number | 202231723 |
| Deed Book / Page | 2750 / 1064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 2, 2022 |
| Property Address | 1015 CEDAR TER, COLUMBIA, SC 29209-1611 |
| Document Number | 0027501064 |
| Book / Page | 2750 / 1064 |
| Map Reference | MB L PG 211 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022031723 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,157.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 CEDAR TER, COLUMBIA, SC 29209-1611 |
| Investor | Possibly a Property Investor |
| Document Number | 2022031724 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022031724 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 9, 2022 |
| Property Address | 1015 CEDAR TER, COLUMBIA, SC 29209-1611 |
| Document Number | 0027420557 |
| Book / Page | 2742 / 557 |
| Map Reference | MB L PG 211 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022026402 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,157.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 E 19TH ST, NEW YORK, NY 10003-1307 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1015 Cedar Ter was $5,168.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,168.00 | $386,900 Land $42,500 Building $344,400 | $386,900 Land $42,500 Building $344,400 |
| 2023 | $4,518.00 (+64.47%) | $8,068 | $201,700 |
| 2022 | $2,747.00 (-1.68%) | ||
| 2021 | $2,794.00 | $9,250 | $201,700 Land $28,400 Building $173,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1015 Cedar Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2015) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1015 Cedar Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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