10235 River Dr, Descanso, CA 91916 Property Records

San Diego County property record for 10235 River Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,351 sqft · built 1942
Lot Size	0.442 acres (19,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2018)
Tax Bill	$5,517 (2025)
Deeds & Mortgages	Nov 2018 Transfer Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405-181-03-00`

Property Details

APN / Parcel Number

Primary APN	`405-181-03-00`
Alternative APN	`4051802400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,351 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	19,268 sqft (0.442 acres)

Location & Zoning

Old Parcel Number	4051802400
Street Address	10235 RIVER DR
City	DESCANSO
State	CA
Zip	91916-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 13-15-3E PAR 61 PER LS 240
Legal Range	03E
Legal Township	15
Legal Section	13
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1016
Census Tract	21202

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10235 RIVER DR, DESCANSO, CA 91916-9784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 27, 2018	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Nov 27, 2018	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Jun 19, 1998 · Amount on Record
Deed Document Number	2018489828
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000489829
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2018
Property Address	10235 RIVER DR, DESCANSO, CA 91916-9784
Document Number	0000493589
Instrument Date	Nov 28, 2018
Instrument	493589
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10235 RIVER DR DESCANSO CA 919169784, DESCANSO, CA 91916-9784

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2018
Property Address	10235 RIVER DR, DESCANSO, CA 91916-9784
Document Number	0000489828
Instrument Date	Nov 26, 2018
Instrument	2018-0489828
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10235 RIVER DR, DESCANSO, CA 91916-9784

Mortgage

Document Number	0000489830
Date	Nov 27, 2018
Instrument	2018-0489830

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000489831
Date	Nov 27, 2018
Instrument	2018-0489831

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2018
Property Address	10235 RIVER DR, DESCANSO, CA 91916-9784
Document Number	0000489829
Instrument Date	Nov 15, 2018
Instrument	489829
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10235 RIVER DR DESCANSO CA 919169784, DESCANSO, CA 91916-9784

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,018 (+2%) Land $341,347 Building $170,671
2025	$5,517.00 (+4.06%)	$501,979 (+4.04%) Land $334,654 Building $167,325
2023	$5,302.00 (-1.47%)	$482,489 Land $321,660 Building $160,829
2022	$5,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.8% of the US · above 98.8% of California
Wildfire Likelihood	7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures