10234 129th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10234 129th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,312 sqft · built 2017
Lot Size8.97 acres (391,169 sqft)
Owner2 Individual Names on File
Tax Bill$2,461 (2024)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN34-02S-13E-08343-000010

Property Details

APN / Parcel Number

Primary APN34-02S-13E-08343-000010
Alternative APN
  • 08343000010

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,312 sqft Living Area
1st Floor Area2,312 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2022
Exterior MaterialPlywood
Lot Area391,169 sqft (8.97 acres)
Garage TypeCarport
CarportCarport
Carport Area552 sqft
PorchPorch
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number08343000010
Street Address10234 129TH RD
CityLIVE OAK
StateFL
Zip32060-6617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 8.98 ACRES N1/2 OF THE N 22 ACRES OF THE S 38 ACRES OF THE SW1/4 OF SW1/4 LESS & EXCEPT THE FOLLOWING DESC. PROPERTY; FOR
Legal Range13E
Legal Township02S
Legal Section34
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2034
Census Tract970402

Owner

10234 129th Rd is owned and occupied by two individuals who acquired it in August 2016.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address10234 129TH RD, LIVE OAK, FL 32060-6617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2016
Deed SaleAug 31, 2016
Prior SaleSep 15, 2011 · Amount on File
Deed Document Number2016185255
Record UpdatedJun 8, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address10234 129TH RD, LIVE OAK, FL 32060-6617
Document Number0000197231
Book / Page002012 / 000335
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedNov 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10234 129TH RD LIVE OAK FL 32060, LIVE OAK, FL 32060

Mortgage

Document Number0000197231
DateOct 25, 2017
Book Page002012/000335
Instrument197231
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount on Record
Term360 Months
DueOct 24, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$187,926$338,121 Land $74,534 Building $263,587
2024$2,461.00 (+2.63%)
2023$2,398.00 (+2.92%) Homeowner's exemption$177,311 (+3%)$293,349 (+31.39%) Land $60,615 Building $232,734
2022$2,330.00 Homeowner's exemption$172,147$223,259 Land $54,778 Building $168,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10234 129th Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims7 (2012–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10234 129th Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 129th Rd

Nearby Streets

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