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  5. 129th Rd

10415 129th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10415 129th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,008 sqft · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Dec 1994)
Tax Bill$1,435 (2024)
Deeds & MortgagesJul 2021 Line of Credit
May 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-03S-13E-08464-000010

Property Details

APN / Parcel Number

Primary APN04-03S-13E-08464-000010
Alternative APN
  • 08464000010

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area2,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2012
Exterior MaterialWood Siding
Lot Area43,560 sqft (1 acres)
Patio Area616 sqft
FenceFence
Pole Barn570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number08464000010
Street Address10415 129TH RD
CityLIVE OAK
StateFL
Zip32060-6622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 1.00 ACRES COMM AT THE NE COR OF SEC 4 THENCE RUN S 155 FT TO POB THENCE RUN W 279 FT THENCE RUN S 156 FT THENCE RUN E
Legal Range13E
Legal Township03S
Legal Section04
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2043
Census Tract970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10415 129TH RD, LIVE OAK, FL 32060-6622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK
May 17, 2021Deed of Trust, Mortgage · Line of Credit
FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1994 · Amount on File
Deed SaleDec 1, 1994 · Amount on File
Deed Document Number0000516304
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address10415 129TH RD, LIVE OAK, FL 32060-6622
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10415 129TH RD, LIVE OAK, FL 32060-6622

Mortgage

Document Number0000240899
DateJul 21, 2021
Book Page2284/398
Instrument2021240899
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLIVE OAK, FL 32064
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address10415 129TH RD, LIVE OAK, FL 32060-6622
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10415 129TH RD, LIVE OAK, FL 32060-6622

Mortgage

Document Number0000238345
DateMay 17, 2021
Book Page2267/417
Instrument2021238345
Lender
NameFIRST BANK
TypeBank
AddressLIVE OAK, FL 32064
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,738 (+5.99%)$267,119 (+14.99%) Land $10,000 Building $257,119
2024$1,435.00 (+2.87%)
2023$1,395.00 (+3.56%) Homeowner's exemption$111,087 (+3%)$232,301 (+32.65%) Land $10,000 Building $222,301
2022$1,347.00 Homeowner's exemption$107,851$175,117 Land $10,000 Building $165,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims7 (2012–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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