10020 129th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10020 129th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,842 sqft · built 1987
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Jun 2022)
Tax Bill$3,462 (2024)
Deeds & MortgagesMar 2026 Reverse Mortgage
Jun 2023 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-02S-13E-08343-000020

Property Details

APN / Parcel Number

Primary APN34-02S-13E-08343-000020
Alternative APN
  • 08343000020

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,842 sqft Living Area
1st Floor Area1,842 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Patio Area362 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10020 129TH RD
CityLIVE OAK
StateFL
Zip32060-6616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 10.00 ACRES THE N 325.87 FT OF THE NW1/4 OF SW1/4 ORB 2363 P 395 WD YR 2023
Legal Range13E
Legal Township02S
Legal Section34
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2034
Census Tract970402

Owner

Source: Suwannee County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10020 129TH RD, LIVE OAK, FL 32060-6616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jun 6, 2023Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jun 8, 2022Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 5, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2022 · Amount on Record
Deed SaleJun 8, 2022 · Amount on Record
Prior SaleNov 5, 2020 · Amount on Record
Deed Document Number2022253608
Deed Book / Page2363 / 395
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address10020 129TH RD, LIVE OAK, FL 32060-6616
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10020 129TH RD, LIVE OAK, FL 32060-6616

Mortgage

Document Number0061002951
DateMar 17, 2026
Book Page2682/143
Instrument202661002951
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term940 Months
DueJul 24, 2104

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address10020 129TH RD, LIVE OAK, FL 32060-6616
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10020 129TH RD, LIVE OAK, FL 32060-6616

Mortgage

Document Number0000267006
DateJun 6, 2023
Book Page2444/390
Instrument2023267006
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.8%
Type Change DateJul 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.8%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUWANNEE FL
Recording DateJun 8, 2022
Property Address10020 129TH RD, LIVE OAK, FL 32060-6616
Document Number0000253608
Book / Page2363 / 395
Instrument DateMay 31, 2022
Instrument2022253608
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 892, LIVE OAK, FL 32064-0892

Transferred To (Grantee/Buyer)

NameVerified Name
Address10020 129TH RD, LIVE OAK, FL 32060-6616

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUWANNEE FL
Recording DateNov 5, 2020
Property Address10020 129TH RD, LIVE OAK, FL 32060-6616
Document Number0000231470
Book / Page002223 / 000080
Instrument DateOct 8, 2020
Instrument231470
Transaction TypeTransfer
Record UpdatedDec 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 892 LIVE OAK FL 320640892, LIVE OAK, FL 32064-0892

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$291,282 (+8.81%) Land $74,900 Building $216,382$291,282 (+8.81%) Land $74,900 Building $216,382
2024$3,462.00 (+0.76%)
2023$3,436.00 (+271.06%) Homeowner's exemption$267,704 (+236.35%) Land $64,000 Building $203,704$267,704 (+57.67%) Land $64,000 Building $203,704
2022$926.00 Homeowner's exemption$79,592$169,791

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims7 (2012–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Windstream
DSL
100 / 20

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