1. Home
  2. Maryland
  3. Montgomery County
  4. Gaithersburg
  5. Millstream Dr

10232 Millstream Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 10232 Millstream Dr, Gaithersburg, MD 20886 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,060 sqft · built 1978
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Nov 2012)
Tax Bill$2,987 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-01756604

Property Details

APN / Parcel Number

Primary APN09-01756604
Alternative APN
  • 01756604

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,060 sqft Living Area
1st Floor Area540 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,500 sqft (0.057 acres)
Garage TypeBasement
Garage Area220 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01756604
Street Address10232 MILLSTREAM DR
CityGAITHERSBURG
StateMD
Zip20886-1054
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWATKINS MILL
Legal SubdivisionWATKINS MILL
Legal Block3
Legal Lot Number16
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group3
Census Block3008
Census Tract700810

Owner

Source: Montgomery County records · APN 09-01756604

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10232 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2012 · Amount on Record
Deed SaleNov 13, 2012 · Amount on Record
Prior SaleMay 09, 2003 · Amount on Record
Deed Book / Page45290 / 202
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10232 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 MILLSTREAM DR, GAITHERSBURG, MD 20886-1054

Mortgage

Document Number0633730116
DateJun 28, 2021
Book Page63373/116
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term257 Months
DueNov 01, 2042

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$298,500 (+5.94%) Land $120,000 Building $178,500$298,500 (-) Land $120,000 Building $178,500
2025$2,987.00 (+29.98%)$281,767 (+13.48%)$298,500 (+20.22%) Land $120,000 Building $178,500
2023$248,300 Land $120,000 Building $128,300$248,300 Land $120,000 Building $128,300
2022$2,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317008103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Millstream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures