Montgomery County property record for 10229 Millstream Dr, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,670 sqft · built 1978 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2019) |
| Tax Bill | $4,519 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01756810 |
| Primary APN | 09-01756810 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01756810 |
|---|---|
| Street Address | 10229 MILLSTREAM DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20886-1053 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | WATKINS MILL |
| Legal Subdivision | WATKINS MILL |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 700810 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 26, 2019 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on Record |
| Deed Sale | Apr 26, 2019 · Amount on Record |
| Prior Sale | Dec 11, 2013 · Amount on Record |
| Deed Book / Page | 57483 / 380 |
| Prior Transfer Date | Mar 7, 2018 |
| Prior Transfer Doc | 0558160300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0671750364 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 67175/364 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0659820135 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 65982/135 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STRATEGIC NATL TTL GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0595950203 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 59595/203 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 26, 2019 |
| Property Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0574830380 |
| Book / Page | 57483 / 380 |
| Map Reference | PL 11449 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | STRATEGIC NATIONAL TTL GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 57483387 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 57483/387 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 27, 2018 |
| Property Address | 10229 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0558160300 |
| Book / Page | 055816 / 000300 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10229 MILLSTREAM DR GAITHERSBURG MD 208861053, GAITHERSBURG, MD 20886-1053 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,000 (+7.69%) Land $120,000 Building $262,000 | $382,000 (-) Land $120,000 Building $262,000 | |
| 2025 | $4,519.00 (+9.55%) | $354,733 (+18.17%) | $382,000 (+27.25%) Land $120,000 Building $262,000 |
| 2024 | $4,125.00 (+50.11%) | ||
| 2023 | $300,200 Land $120,000 Building $180,200 | $300,200 Land $120,000 Building $180,200 | |
| 2022 | $2,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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