Montgomery County property record for 10231 Millstream Dr, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,220 sqft · built 1978 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jan 2026) |
| Tax Bill | $4,350 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01756821 |
| Primary APN | 09-01756821 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01756821 |
|---|---|
| Street Address | 10231 MILLSTREAM DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20886-1053 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | WATKINS MILL |
| Legal Subdivision | WATKINS MILL |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 700810 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4511 ELM ST, CHEVY CHASE, MD 20815-6052 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed, Transfer CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Mar 8, 2021 | Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Mar 8, 2021 · Amount on Record |
| Deed Book / Page | 70087 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 30, 2026 |
| Property Address | 10231 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0700870169 |
| Book / Page | 70087 / 169 |
| Map Reference | MB 101 PL 11449 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3802 BEL PRE RD, SILVER SPRING, MD 20906-2600 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4511 ELM ST, CHEVY CHASE, MD 20815-6052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 8, 2021 |
| Property Address | 10231 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 0621000331 |
| Book / Page | 62100 / 331 |
| Map Reference | MB 101 PL 11449 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10231 MILLSTREAM DR, GAITHERSBURG, MD 20886-1053 |
| Document Number | 62100337 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 62100/337 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,000 (+9.71%) Land $120,000 Building $253,000 | $373,000 (-) Land $120,000 Building $253,000 | |
| 2025 | $4,350.00 (+68.54%) | $340,000 (+24.09%) | $373,000 (+36.13%) Land $120,000 Building $253,000 |
| 2023 | $274,000 Land $120,000 Building $154,000 | $274,000 Land $120,000 Building $154,000 | |
| 2022 | $2,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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