10232 Elbow Bend Rd, Riverview, FL 33578 Property Records

Hillsborough County property record for 10232 Elbow Bend Rd, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,162 sqft · built 2001
Lot Size0.83 acres (36,143 sqft)
Owner2 Individual Names on Record
Tax Bill$7,099 (2025)
Deeds & MortgagesNov 2025 Transfer
Aug 2021 Mortgage
Flood ZoneZone AE (high risk)
APN076171-0000

Property Details

APN / Parcel Number

Primary APN076171-0000
Alternative APN
  • U193020ZZZ000002984400

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,162 sqft Living Area
Gross Area4,336 sqft
1st Floor Area2,252 sqft
Upper Floors Area910 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area36,143 sqft (0.83 acres)
Lot Dimensions200 ft deep x 100 ft wide
View / LotRiver
Garage TypeAttached
Garage Area803 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area462 sqft
PorchOpen Porch
Porch Area371 sqft
Deck Area266 sqft
Patio Area80 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761710000
Street Address10232 ELBOW BEND RD
CityRIVERVIEW
StateFL
Zip33578-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionW 100 FT OF E 624 FT OF GOV LOT 4 LESS S 1430 FT
Legal Range20E
Legal Township30S
Legal Section19
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block2
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group2
Census Block2001
Census Tract13802

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10232 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 17, 2025
Transfer Doc0000487534
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateNov 17, 2025
Property Address10232 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Document Number0000487534
Instrument DateNov 17, 2025
Instrument2025487534
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10232 RIVERVIEW DR, RIVERVIEW, FL 33578

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 ELBOW BEND RD, RIVERVIEW, FL 33578-5302

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10232 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Transaction TypeMortgage
Record UpdatedSep 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 ELBOW BEND RD, RIVERVIEW, FL 33578-5302

Mortgage

Document Number2021432708
DateAug 26, 2021
Instrument2021432708
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,813 (+2.7%)$704,048 (+1.99%) Land $300,210 Building $403,838
2025$7,099.00 (+12.33%) Homeowner's exemption$398,065 (+5.99%)$690,305 (-2.31%) Land $298,000 Building $392,305
2023$6,320.00 (+3.96%) Homeowner's exemption$375,579 (+3%)$706,612 (+6.12%) Land $294,940 Building $411,672
2022$6,079.00 Homeowner's exemption$364,640$665,868 Land $250,325 Building $415,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims23 (1982–2024)
Claims Outside the SFHA14 of 23
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 5 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile.

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