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10228 Elbow Bend Rd, Riverview, FL 33578 Property Records

Hillsborough County property record for 10228 Elbow Bend Rd, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,880 sqft · built 1983
Lot Size0.776 acres (33,806 sqft)
Owner2 Individual Names on File
Last Sale$547,500 (Nov 2018)
Tax Bill$8,977 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN076172-0000

Property Details

APN / Parcel Number

Primary APN076172-0000
Alternative APN
  • U193020ZZZ000002984500

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,880 sqft Living Area
Gross Area5,073 sqft
1st Floor Area378 sqft
2nd Floor Area1,680 sqft
Upper Floors Area822 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area33,806 sqft (0.776 acres)
Lot Dimensions200 ft deep x 100 ft wide
View / LotRiver
Garage TypeAttached
Garage Area672 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchPatio
Porch Area938 sqft
Patio Area776 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761720000
Street Address10228 ELBOW BEND RD
CityRIVERVIEW
StateFL
Zip33578-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionW 100 FT OF W 200 FT OF E 824 FT OF GOV LOT 4 LESS S 1430 FT
Legal Range20E
Legal Township30S
Legal Section19
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block2
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group2
Census Block2001
Census Tract13802

Owner

Source: Hillsborough County records · APN 076172-0000

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10228 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
REPUBLIC BANK & TRUST CO
Nov 29, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Prior SaleSep 02, 1999 · Amount on Record
Deed Document Number2018478194
Deed Book / Page26235 / 504
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10228 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyACUITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10228 ELBOW BEND RD, RIVERVIEW, FL 33578-5302

Mortgage

Document Number0000424751
DateSep 21, 2023
Instrument2023424751
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2038

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 29, 2018
Property Address10228 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Document Number0262350504
Book / Page026235 / 000504
Instrument DateNov 16, 2018
Instrument478194
Transaction TypeTransfer
Record UpdatedDec 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,832.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10228 ELBOW BEND RD RIVERVIEW FL 335785302, RIVERVIEW, FL 33578-5302

Mortgage

Document Number262350506
DateNov 29, 2018
Book Page026235/000506
Instrument478195
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2048

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,977.00 (+12.1%) Homeowner's exemption$500,946 (+5.99%)$690,595 (-2.57%) Land $304,000 Building $386,595
2023$8,008.00 (+3.61%) Homeowner's exemption$472,649 (+3%)$708,835 (+6.17%) Land $300,220 Building $408,615
2022$7,729.00 Homeowner's exemption$458,883$667,651 Land $254,725 Building $412,926

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570138022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims23 (1982–2024)
Claims Outside the SFHA14 of 23
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 5 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Josephine, Oct 1996 · 5 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 39 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6290787, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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