10220 Elbow Bend Rd, Riverview, FL 33578 Property Records

Hillsborough County property record for 10220 Elbow Bend Rd, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,330 sqft · built 1995
Lot Size	0.76 acres (33,088 sqft)
Owner	2 Company Names on Record
Last Sale	$1,440,000 (May 2024)
Tax Bill	$20,169 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`076173-0100`

Property Details

APN / Parcel Number

Primary APN	`076173-0100`
Alternative APN	`U193020ZZZ000002984800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,330 sqft Living Area
Gross Area	5,155 sqft
1st Floor Area	2,979 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,088 sqft (0.76 acres)
Lot Dimensions	350 ft deep x 200 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	1,216 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	985 sqft
Patio Area	602 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0761730100
Street Address	10220 ELBOW BEND RD
City	RIVERVIEW
State	FL
Zip	33578-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	W 100 FT OF E 924 FT OF GOVT LOT 4 LESS S 1430 FT THEREOF
Legal Range	20E
Legal Township	30S
Legal Section	19
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	2
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PALM RIVER-GIBSONTON
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10220 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional with PMI VALLEY NAT'L BK
May 4, 2017	Warranty Deed, Transfer USAMERIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	2024194871
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10220 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Document Number	0000469003
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10220 ELBOW BEND RD RIVERVIEW FL 335785302, RIVERVIEW, FL 33578-5302

Mortgage

Document Number	0000469003
Date	Nov 10, 2020
Instrument	469003

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 4, 2017
Property Address	10220 ELBOW BEND RD, RIVERVIEW, FL 33578-5302
Document Number	0249140510
Book / Page	024914 / 000510
Instrument Date	Apr 28, 2017
Instrument	171568
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10220 ELBOW BEND RD RIVERVIEW FL 335785302, RIVERVIEW, FL 33578-5302

Mortgage

Document Number	249140512
Date	May 4, 2017
Book Page	024914/000512
Instrument	171569

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.15%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$901,471 (-15.74%)	$1,059,375 (-0.98%) Land $300,210 Building $759,165
2025	$20,169.00 (+32.54%)	$1,069,840 (+27.01%) Land $298,000 Building $771,840	$1,069,840 (+27.01%) Land $298,000 Building $771,840
2023	$15,217.00 (+2.81%)	$842,319 (-8.84%) Land $294,940 Building $547,379	$842,319 (-8.84%) Land $294,940 Building $547,379
2022	$14,801.00	$923,981 Land $250,325 Building $673,656	$923,981 Land $250,325 Building $673,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	23 (1982–2024)
Claims Outside the SFHA	14 of 23
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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