10232 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10232 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,044 sqft · built 2013
Lot Size0.143 acres (6,263 sqft)
OwnerIndividual Name on File
Last Sale$239,000 (Jan 2020)
Tax Bill$6,935 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0777750304

Property Details

APN / Parcel Number

Primary APN0777750304
Alternative APN
  • U19312099D000005000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,044 sqft Heated Area
1st Floor Area2,044 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,263 sqft (0.143 acres)
Lot Dimensions117 ft deep x 53.5 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750304
Street Address10232 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 3 BLOCK 5
Legal Range20
Legal Township31
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Block5
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1037
Census Tract14007

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALL WESTERN MORTGAGE INC
Jan 6, 2020Warranty Deed, Transfer · FHA Mortgage
ALL WESTERN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Prior SaleJun 7, 2016 · Amount on Record
Deed Document Number2020006687
Deed Book / Page27239 / 1021
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733

Mortgage

Document Number0000170228
DateApr 21, 2023
Instrument2023170228
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733

Mortgage

Document Number0000050865
DateJan 28, 2022
Instrument2022050865
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
AddressLAS VEGAS, NV 89113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 6, 2020
Property Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733
Document Number0000006687
Book / Page27239 / 1021
Map ReferenceMB 112 PG 62
Instrument DateDec 30, 2019
Instrument2020006687
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,673.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12206 WINDVALE CT, 12206, RIVERVIEW, FL 33569-4112

Transferred To (Grantee/Buyer)

NameVerified Name
Address10232 CELTIC ASH DR, RUSKIN, FL 33573-6733

Mortgage

Document Number0272391023
DateJan 6, 2020
Instrument27239/1023
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,935.00 (+13.22%) Homeowner's exemption$246,440 (+5.99%)$318,223 (+5.03%) Land $88,559 Building $229,664
2023$6,125.00 (+4.38%) Homeowner's exemption$232,519 (+3%)$302,996 (+4.16%) Land $82,233 Building $220,763
2022$5,868.00 Homeowner's exemption$225,747$290,889 Land $69,582 Building $221,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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