10231 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10231 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,051 sqft · built 2015
Lot Size0.136 acres (5,931 sqft)
Owner2 Individual Names on Record
Last Sale$213,000 (May 2015)
Tax Bill$6,077 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0777750156

Property Details

APN / Parcel Number

Primary APN0777750156
Alternative APN
  • U19312099D000003000030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,051 sqft Heated Area
1st Floor Area2,051 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,931 sqft (0.136 acres)
Lot Dimensions117 ft deep x 50.7 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750156
Street Address10231 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 3 BLOCK 3
Legal Range20
Legal Township31
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Block3
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1036
Census Tract14007

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10231 CELTIC ASH DR, RUSKIN, FL 33573-6734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2015 · Amount on Record
Deed SaleMay 20, 2015 · Amount on Record
Deed Document Number2015193699
Deed Book / Page23288 / 1575
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10231 CELTIC ASH DR, RUSKIN, FL 33573-6734
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10231 CELTIC ASH DR, RUSKIN, FL 33573-6734

Mortgage

Document Number2021296560
DateJun 14, 2021
Instrument2021296560
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,077.00 (+13.53%) Homeowner's exemption$199,413 (+5.99%)$311,428 (+3.26%) Land $83,861 Building $227,567
2023$5,353.00 (+4.69%) Homeowner's exemption$188,149 (+3%)$301,588 (+4.85%) Land $77,870 Building $223,718
2022$5,113.00 Homeowner's exemption$182,669$287,639 Land $65,890 Building $221,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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