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10227 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10227 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,494 sqft · built 2013
Lot Size0.138 acres (6,002 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Jun 2019)
Tax Bill$9,527 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077775-0160

Property Details

APN / Parcel Number

Primary APN077775-0160
Alternative APN
  • U19312099D000003000050

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,494 sqft Living Area
Gross Area4,115 sqft
1st Floor Area1,725 sqft
Upper Floors Area1,769 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,002 sqft (0.138 acres)
Lot Dimensions117 ft deep x 50.7 ft wide
Garage TypeAttached
Garage Area479 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area142 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750160
Street Address10227 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 5 BLOCK 3
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block3
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1036
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Feb 10, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MTG
Jun 21, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Feb 15, 2018Loan Modification, Mortgage · Line of Credit
JP MORGAN CHASE BK
Feb 12, 2018Quit Claim Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Deed Document Number2019266571
Deed Book / Page26727 / 167
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 10, 2021
Property Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number2021572843
Map ReferenceMB 112 PG 62-83
Instrument DateNov 9, 2021
Instrument2021572843
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyELITE TITLE NTWK LLC, ELITE TITLE NETWORK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,353.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13605 ARTESA BELL DR, 13605, RIVERVIEW, FL 33579-2397

Transferred To (Grantee/Buyer)

NameVerified Name
Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734

Mortgage

Document Number2021572844
DateNov 10, 2021
Instrument2021572844
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number0000080918
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10227 CELTIC ASH DR RUSKIN FL 335736734, RUSKIN, FL 33573-6734

Mortgage

Document Number0000080918
DateMar 3, 2020
Instrument80918
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 21, 2019
Property Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number0267270167
Book / Page026727 / 000167
Instrument DateJun 18, 2019
Instrument266571
Transaction TypeTransfer
Record UpdatedJul 15, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10227 CELTIC ASH DR RUSKIN FL 335736734, RUSKIN, FL 33573-6734

Mortgage

Document Number267270169
DateJun 21, 2019
Book Page026727/000169
Instrument266572
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Recording DateFeb 15, 2018
Property Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number0255611463
Book / Page025561 / 001463
Instrument DateFeb 8, 2018
Instrument63318
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004

Mortgage

Document Number255611463
DateFeb 15, 2018
Book Page025561/001463
Instrument63318
Lender
NameJP MORGAN CHASE BK
TypeBank
Address383 MADISON AVE, NEW YORK, NY 10179-0001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 12, 2018
Property Address10227 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number0255550466
Book / Page025555 / 000466
Instrument DateFeb 8, 2018
Instrument58764
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$386,611 (-0.47%) Land $77,870 Building $308,741$386,611 (-3.58%) Land $77,870 Building $308,741
2025$9,527.00 (+12.96%) Homeowner's exemption$388,444 (+6.33%)$400,981 (+5.17%) Land $83,861 Building $317,120
2023$8,434.00 (+3.8%) Homeowner's exemption$365,318 (+3%)$381,276 (+7.5%) Land $77,870 Building $303,406
2022$8,125.00 Homeowner's exemption$354,678 Land $65,890 Building $288,788$354,678 Land $65,890 Building $288,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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