Genesee County property record for 10227 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,696 sqft · built 1976 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Apr 2016) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28-200-003 |
| Primary APN | 10-28-200-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 468 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10227 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | E 250 FT OF W 615 FT OF N 348.48 FT OF NW 1/4 OF NE 1/4 SEC 28 T6N R5E 2 A (81) |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 28 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10227 COOK RD, GAINES, MI 48436-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2016 · Amount on Record |
| Deed Sale | Apr 21, 2016 · Amount on Record |
| Prior Sale | Aug 1, 2005 · Amount on Record |
| Deed Document Number | 201635215 |
| Prior Transfer Date | Mar 21, 2001 |
| Prior Transfer Doc | 0000033030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 10227 COOK RD, GAINES, MI 48436-9741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000081346 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 202012030081346 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2035 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,700 (+6.7%) Land $20,300 Building $164,400 | $369,400 (+6.7%) Land $40,600 Building $328,800 | |
| 2025 | $4,584.00 (+2.71%) Homeowner's exemption | $173,100 (+7.12%) | $346,200 (+7.12%) |
| 2024 | $4,463.00 (+31.07%) | ||
| 2023 | $161,600 | $323,200 | |
| 2019 | $3,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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