Genesee County property record for 10302 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,326 sqft · built 1981 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Aug 2007) |
| Tax Bill | $3,221 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-21-300-005 |
| Primary APN | 10-21-300-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 4,272 sqft |
| Parking Spaces | 14 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10302 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG AT S 1/4 COR OF SEC TH N 88 DEG 45 MIN 40 SEC W 450 FT TH N 0 DEG 30 MIN E 484 FT TH S 88 DEG 45 MIN 40 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 21 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10302 COOK RD, GAINES, MI 48436-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2007 · Amount on Record |
| Deed Sale | Aug 15, 2007 · Amount on Record |
| Deed Document Number | 200764248 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 0000047399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 10302 COOK RD, GAINES, MI 48436-9741 |
| Document Number | 0000047399 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202647399 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10302 COOK RD, GAINES, MI 48436-9741 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,000 (+5.63%) Land $28,500 Building $123,500 | $304,000 (+5.63%) Land $57,000 Building $247,000 | |
| 2025 | $3,221.00 (+2.81%) Homeowner's exemption | $143,900 (+10.1%) | $287,800 (+10.1%) |
| 2024 | $3,133.00 (+33.38%) | ||
| 2023 | $130,700 | $261,400 | |
| 2019 | $2,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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