Hillsborough County property record for 10222 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,006 sqft · built 2013 |
| Lot Size | 0.143 acres (6,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jan 2020) |
| Tax Bill | $6,446 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0312 |
| Primary APN | 077775-0312 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 2,698 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,222 sqft (0.143 acres) |
| Lot Dimensions | 117 ft deep x 53.5 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750312 |
|---|---|
| Street Address | 10222 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1A LOT 7 BLOCK 5 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1A |
| Legal Tract | 99D |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 14007 |
10222 Celtic Ash Dr is owned and occupied by an individual who acquired it in March 2022.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jan 4, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Jun 3, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage SPIEGALS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2020 · Amount on File |
| Deed Sale | Jan 4, 2020 · Amount on File |
| Prior Sale | Oct 23, 2013 · Amount on File |
| Deed Document Number | 20206322 |
| Deed Book / Page | 27238 / 1485 |
| Last Transfer Date | Mar 3, 2022 |
| Transfer Doc | 0000409275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 19, 2022 |
| Property Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Document Number | 0000409275 |
| Map Reference | MB 112 PG 62-83 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022409275 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | STANDARD TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 112TH ST SW, 2, EVERETT, WA 98204-5068 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Document Number | 0000409276 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022409276 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Document Number | 2021317780 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021317780 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 4, 2020 |
| Property Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Document Number | 0272381485 |
| Book / Page | 027238 / 001485 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 6322 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3899 MIDWAY DR #320 SAN DIEGO CA 921105235, 320, SAN DIEGO, CA 92110-5235 |
| Document Number | 272381488 |
|---|---|
| Date | Jan 4, 2020 |
| Book Page | 027238/001488 |
| Instrument | 6325 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 3, 2019 |
| Property Address | 10222 CELTIC ASH DR, RUSKIN, FL 33573-6733 |
| Document Number | 0266701292 |
| Book / Page | 026670 / 001292 |
| Instrument Date | May 20, 2019 |
| Instrument | 233398 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 26, 2019 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10222 CELTIC ASH DR RUSKIN FL 335736733, RUSKIN, FL 33573-6733 |
| Document Number | 266701292 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 026670/001292 |
| Instrument | 233398 |
| Name | SPIEGALS LLC |
|---|---|
| Address | 343 55TH AVE, ST PETE BEACH, FL 33706-2308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 2, 2020 |
| Rate | 10% |
|---|
The 2025 property tax bill for 10222 Celtic Ash Dr was $6,446 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,565 (+2.7%) | $313,182 (-3.89%) Land $82,233 Building $230,949 | |
| 2025 | $6,446.00 Homeowner's exemption | $219,635 | $325,855 Land $88,559 Building $237,296 |
| 2023 | $5,685.00 (+4.54%) Homeowner's exemption | $207,228 (+3%) | $310,331 (+3.74%) Land $82,233 Building $228,098 |
| 2022 | $5,438.00 Homeowner's exemption | $201,192 | $299,130 Land $69,582 Building $229,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10222 Celtic Ash Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10222 Celtic Ash Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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