Galveston County property record for 10220 Cloud Ln, Galveston, TX 77554
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,499 sqft · built 1985 |
| Lot Size | 0.437 acres (19,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,300 (Sep 2012) |
| Tax Bill | $8,236 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1050-0000-0071-000 |
| Primary APN | 1050-0000-0071-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,499 sqft Living Area |
| Gross Area | 4,670 sqft |
| 1st Floor Area | 2,172 sqft |
| 2nd Floor Area | 1,327 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,050 sqft (0.437 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 1,171 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,518 sqft |
| Deck Area | 458 sqft |
| Patio Area | 458 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 10220 CLOUD LN |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77554-6325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ABST 121 HALL & JONES SUR LOT 71 AIRPORT HOMESITES SEC 4 |
| Legal Subdivision | AIRPORT HOMESITES 4 |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 725900 |
10220 Cloud Ln is owned and occupied by two individuals who bought it in September 2012.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10220 CLOUD LN, GALVESTON, TX 77554-6325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2012 · Amount on File |
| Deed Sale | Sep 10, 2012 · Amount on File |
| Deed Document Number | 201248854 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10220 Cloud Ln was $8,236 with exemptions applied, down 7.1% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,111,761 (+1%) | $1,606,430 (-) Land $784,030 Building $822,400 | |
| 2025 | $8,236.00 (-7.13%) Homeowner's exemption Senior Citizen's exemption | $1,010,692 Land $784,030 Building $822,400 | $1,606,430 Land $784,030 Building $822,400 |
| 2024 | $8,868.00 | ||
| 2023 | $1,850,120 Land $340,840 Building $1,509,280 | $1,850,120 Land $340,840 Building $1,509,280 | |
| 2018 | $13,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10220 Cloud Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 403 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 464 units insured incl. 61 condo units |
| Nearby Flood Claims | 581 (1979–2024) |
| Claims Outside the SFHA | 7 of 581 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10220 Cloud Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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