10102 Cloud Ln, Galveston, TX 77554 Property Records

Galveston County property record for 10102 Cloud Ln, Galveston, TX 77554 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,361 sqft · built 2004
Lot Size	0.899 acres (39,195 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,624 (2024)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1050-0000-0077-000`

Property Details

APN / Parcel Number

Primary APN	`1050-0000-0077-000`
Alternative APN	`R117646`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	5,361 sqft Living Area
1st Floor Area	3,293 sqft
2nd Floor Area	2,068 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	39,195 sqft (0.899 acres)
Garage Area	1,567 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	1,442 sqft
Boat Access	Boat Access
Boat House	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R117646
Street Address	10102 CLOUD LN
City	GALVESTON
State	TX
Zip	77554-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 121 HALL & JONES SUR LOT 77 AIRPORT HOMESITES SEC 4
Legal Subdivision	AIRPORT HOMESITES 4
Legal Lot Number	77
Jurisdiction	GALVESTON TX
Township / Civil Division	GALVESTON
Census Block Group	1
Census Block	1004
Census Tract	725900

Owner

Source: Galveston County records · APN 1050-0000-0077-000

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10102 CLOUD LN, GALVESTON, TX 77554-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2003
Deed Sale	May 12, 2003
Prior Sale	Jun 01, 1998
Deed Document Number	2003030830
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	10102 CLOUD LN, GALVESTON, TX 77554-6323
Document Number	0000070682
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10102 CLOUD LN GALVESTON TX 775546323, GALVESTON, TX 77554-6323

Mortgage

Document Number	0000070682
Date	Nov 21, 2017
Instrument	70682

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Galveston County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Galveston City
Unified School District	Galveston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,400,000 (-) Land $1,394,370 Building $5,630	$1,400,000 (-) Land $1,394,370 Building $5,630
2024	$10,624.00 (-29.54%)
2023		$1,400,000 Land $547,520 Building $852,480	$1,400,000 Land $547,520 Building $852,480
2018	$15,079.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Galveston County (48167C), updated June 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481677259001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 403 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	464 units insured (61 under condo master policies) 271 of 403 individual policies on primary residences
Nearby Flood Claims	581 (1979–2024)
Claims Outside the SFHA	7 of 581
Most Recent Claim	Jul 2024, rainfall accumulation, Hurricane Beryl
Flood Events	Hurricane Ike (Sep 2008), 341 claims Hurricane Georges (Sep 1998), 54 claims Hurricane Alicia (Aug 1983), 51 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.