Galveston County property record for 10128 Cloud Ln, Galveston, TX 77554
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,385 sqft · built 1963 |
| Lot Size | 0.318 acres (13,838 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $15,874 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 1050-0000-0076-000 |
| Primary APN | 1050-0000-0076-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,385 sqft Living Area |
| Gross Area | 3,299 sqft |
| 1st Floor Area | 2,385 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,838 sqft (0.318 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 914 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 1,060 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Storage Building | 1,097 sqft |
| Boat Access | Boat Access |
| Boat House | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 10128 CLOUD LN |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77554-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ABST 121 HALL & JONES SUR LOT 76 AIRPORT HOMESITES SEC 4 |
| Legal Subdivision | AIRPORT HOMESITES 4 |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 725900 |
Source: Galveston County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3775 ARNOLD ST, HOUSTON, TX 77005-2003 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Feb 4, 2021 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2021 |
| Deed Sale | Feb 4, 2021 |
| Prior Sale | Jun 23, 2000 · Amount on Record |
| Deed Document Number | 20219252 |
| Prior Transfer Date | Jun 15, 2000 |
| Prior Transfer Doc | 0000031203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 10128 CLOUD LN, GALVESTON, TX 77554-6323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000068506 |
|---|---|
| Date | Nov 10, 2017 |
| Instrument | 2017068506 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALVESTON TX |
| Recording Date | Feb 4, 2021 |
| Property Address | 10128 CLOUD LN, GALVESTON, TX 77554-6323 |
| Document Number | 0000009252 |
| Map Reference | VOL 15 PG 35 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021009252 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3775 ARNOLD ST, HOUSTON, TX 77005-2003 |
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $923,500 (-18.43%) Land $604,880 Building $318,620 | $923,500 (-18.43%) Land $604,880 Building $318,620 | |
| 2025 | $15,874.00 (-0.68%) | $1,132,140 (+22.59%) Land $604,880 Building $527,260 | $1,132,140 (+22.59%) Land $604,880 Building $527,260 |
| 2024 | $15,982.00 (+135.76%) | ||
| 2023 | $923,500 Land $261,430 Building $662,070 | $923,500 Land $261,430 Building $662,070 | |
| 2018 | $6,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 403 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 464 units insured incl. 61 condo units |
| Nearby Flood Claims | 581 (1979–2024) |
| Claims Outside the SFHA | 7 of 581 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures