Monroe County property record for 1022 Watson Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 968 sqft · built 1934 |
| Lot Size | 0.035 acres (1,535 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Aug 2006) |
| Tax Bill | $3,591 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00032610-000100 |
| Primary APN | 00032610-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,128 sqft |
| 1st Floor Area | 968 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,535 sqft (0.035 acres) |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Pool Area | 90 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 677 sqft |
| Patio Area | 485 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8643705 |
|---|---|
| Street Address | 1022 WATSON LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW GWYNN SUB PT LOT 19 SQR 1 TR 13 OR876-2010 OR1121-1508 OR1121-806 OR1142-1001 OR1142-1005 OR1171-511 OR1425-1418 OR1425-1420 OR1473-1541 OR1473-1545 OR1473-1549 OR1473-1553 OR1473-1556 OR1487-1662 OR1595-518 OR1595-524 OR2229-1133 OR3001-1306 OR33 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | KW GWYNN SUB |
| Legal Tract | 13 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1022 WATSON LN, KEY WEST, FL 33040-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2006 · Amount on Record |
| Deed Sale | Aug 7, 2006 · Amount on Record |
| Prior Sale | Sep 7, 1999 · Amount on Record |
| Deed Document Number | 20061596620 |
| Deed Book / Page | 2229 / 1133 |
| Last Transfer Date | Dec 16, 2019 |
| Transfer Doc | 0002250157 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,591.00 (+5.12%) Homeowner's exemption | $409,573 (+5.99%) | $655,279 (+11.65%) Land $405,125 Building $250,154 |
| 2024 | $3,416.00 (+1.91%) | ||
| 2023 | $3,352.00 (+4.62%) Homeowner's exemption | $386,438 (+3%) | $586,907 (+8.24%) Land $352,167 Building $234,740 |
| 2022 | $3,204.00 Homeowner's exemption | $375,183 | $542,227 Land $303,623 Building $238,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 7 condo units |
| Nearby Flood Claims | 4 (1994–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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