1019 Watson Ln, Key West, FL 33040 Property Records

Monroe County property record for 1019 Watson Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 589 sqft · built 1934
Lot Size	0.034 acres (1,470 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Mar 2021)
Tax Bill	$5,080 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00033420-000100`

Property Details

APN / Parcel Number

Primary APN	`00033420-000100`
Alternative APNs	`01010100033420000100` `1034215`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	589 sqft Living Area
1st Floor Area	589 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1934
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,470 sqft (0.034 acres)
Lot Dimensions	42 ft deep x 35 ft wide
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1034215
Street Address	1019 WATSON LN
City	KEY WEST
State	FL
Zip	33040-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW GWYNN SUB PT OF TR 13 OR658-257 OR2980-2255 OR3017-716 OR3042-2479 OR3085-1399 OR3279-1021
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW GWYNN SUB
Legal Tract	13
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2001
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1122 VIRGINIA ST, KEY WEST, FL 33040-3379
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 7, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20212311344
Deed Book / Page	3085 / 1399
Last Transfer Date	Jun 4, 2024
Transfer Doc	0032791021
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 31, 2021
Property Address	1019 WATSON LN, KEY WEST, FL 33040-3323
Document Number	0030851399
Book / Page	3085 / 1399
Instrument Date	Mar 25, 2021
Instrument	2311344
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2148 SEIDENBERG AVE, 2148, KEY WEST, FL 33040-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 IDLEWOOD CV, MEMPHIS, TN 38139-5316

Mortgage

Document Number	0030851401
Date	Mar 31, 2021
Instrument	3085/1401

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 9, 2020
Property Address	1019 WATSON LN, KEY WEST, FL 33040-3323
Document Number	0030422479
Book / Page	003042 / 002479
Instrument Date	Sep 3, 2020
Instrument	2280941
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 SEIDENBERG AVE KEY WEST FL 33040, KEY WEST, FL 33040

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Apr 7, 2020
Property Address	1019 WATSON LN, KEY WEST, FL 33040-3323
Document Number	0030170716
Book / Page	003017 / 000716
Instrument Date	Mar 31, 2020
Instrument	2262604
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9401 BISCAYNE BLVD MIAMI SHORES FL 331382970, MIAMI SHORES, FL 33138-2970

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$666,413 (+14.38%) Land $419,773 Building $246,640	$666,413 (+14.38%) Land $419,773 Building $246,640
2024	$5,080.00 (+1.76%)
2023	$4,992.00 (+2.89%) Homeowner's exemption	$582,624 (+9.15%) Land $365,133 Building $217,491	$582,624 (+9.15%) Land $365,133 Building $217,491
2022	$4,852.00	$533,804 Land $313,963 Building $219,841	$533,804 Land $313,963 Building $219,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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