1017 Watson Ln, Key West, FL 33040 Property Records

Monroe County property record for 1017 Watson Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 678 sqft · built 1938
Lot Size	0.034 acres (1,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Apr 2018)
Tax Bill	$2,492 (2024)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00033410-000000`

Property Details

APN / Parcel Number

Primary APN	`00033410-000000`
Alternative APNs	`01010100033410000000` `1034193`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	678 sqft Living Area
1st Floor Area	678 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,470 sqft (0.034 acres)
Lot Dimensions	42 ft deep x 35 ft wide
Porch	Florida Room
Porch Area	372 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1034193
Street Address	1017 WATSON LN
City	KEY WEST
State	FL
Zip	33040-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW GWYNN SUB PT OF TR 13 OR213-231-232 OR845-249 OR849-1799 OR892-829 OR897-766 OR907-1582 OR951-297/298 OR2819-2215/16 OR2826-225/26 OR2903-1939/41
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW GWYNN SUB
Legal Tract	13
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2001
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 WATSON LN, KEY WEST, FL 33040-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Apr 1, 1984 · Amount on Record
Deed Document Number	20182166483
Deed Book / Page	2903 / 1939
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0028192215
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 27, 2018
Property Address	1017 WATSON LN, KEY WEST, FL 33040-3323
Document Number	0029031939
Book / Page	2903 / 1939
Instrument Date	Apr 25, 2018
Instrument	2166483
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 WATSON LN, 1017, KEY WEST, FL 33040-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 W SAN JOSE ST, TAMPA, FL 33629-6436

Mortgage

Document Number	0002166484
Date	Apr 27, 2018
Instrument	2166484

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,145 (+5.99%)	$573,821 (+15.33%) Land $394,717 Building $179,104
2024	$2,492.00 (+2.09%)
2023	$2,441.00 (+4.72%) Homeowner's exemption	$277,531 (+3%)	$497,537 (+9.65%) Land $343,120 Building $154,417
2022	$2,331.00 Homeowner's exemption	$269,448	$453,738 Land $295,823 Building $157,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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