1013 Troon Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 1013 Troon Dr E, Niceville, FL 32578 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,680 sqft · built 1983
Lot Size0.276 acres (11,999 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Jun 2026)
Tax Bill$5,769 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-596-3146-5

Property Details

APN / Parcel Number

Primary APNC56-000-596-3146-5
Alternative APNs
  • 23-1S-22-2383-000C-0040
  • 22S1232383000C0040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,680 sqft Living Area
Gross Area4,562 sqft
1st Floor Area2,680 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,999 sqft (0.276 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFlorida Room
Porch Area610 sqft
Patio Area960 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1013 TROON DR E
CityNICEVILLE
StateFL
Zip32578-4062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST ANDREWS VILLAGE S II LOT 4 BLK C
Legal Range22W
Legal Township01S
Legal Section23
Legal SubdivisionST ANDREWS VILLAGE
Legal BlockC
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3007
Census Tract21001

Owner

Source: Okaloosa County records · APN C56-000-596-3146-5

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1013 TROON DR E, NICEVILLE, FL 32578-4062
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 11, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Sep 11, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Aug 23, 2018Warranty Deed, Transfer · VA Mortgage
FIRST FLORIDA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleJul 29, 2024 · Amount on Record
Deed Document Number20263819927
Prior Transfer DateApr 14, 2008
Prior Transfer Doc0028373761
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 02, 2026
Property Address1013 TROON DR E, NICEVILLE, FL 32578-4062
Document Number0003819927
Instrument DateJun 01, 2026
Instrument20263819927
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$448,945.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 TROON DR E, NICEVILLE, FL 32578-4062

Mortgage

Document Number0003819928,
DateJun 02, 2026
Instrument20263819928
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1013 TROON DR E, NICEVILLE, FL 32578-4062
Document Number0034280322
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1013 TROON DR E NICEVILLE FL 325784062, NICEVILLE, FL 32578-4062

Mortgage

Document Number0034280322
DateNov 08, 2019
Book Page003428/000322
Instrument3317003
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 07, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1013 TROON DR E, NICEVILLE, FL 32578-4062
Document Number0034190560
Instrument DateSep 11, 2019
Transaction TypeMortgage
Record UpdatedOct 09, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1013 TROON DR E NICEVILLE FL 325784062, NICEVILLE, FL 32578-4062

Mortgage

Document Number0034190560
DateSep 16, 2019
Book Page003419/000560
Instrument3304955
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 23, 2018
Property Address1013 TROON DR E, NICEVILLE, FL 32578-4062
Document Number0033643792
Book / Page3364 / 3792
Map ReferenceMB6 PG94
Instrument DateAug 23, 2018
Instrument3228263
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMTI TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address615 SAMANA WAY, 615, NICEVILLE, FL 32578-4225

Transferred To (Grantee/Buyer)

NameVerified Name
Address1013 TROON DR E, NICEVILLE, FL 32578-4062

Mortgage

Document Number0003228264
DateAug 23, 2018
Instrument3228264
Lender
NameFIRST FLORIDA BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,769.00 (+38.38%)$482,161 (+24.73%) Land $132,197 Building $349,964$482,161 (-7.19%) Land $132,197 Building $349,964
2023$4,169.00 (+2.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$386,560 (+3%)$519,529 (+6.05%) Land $122,211 Building $397,318
2022$4,067.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$375,301$489,874 Land $116,391 Building $373,483

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910210013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 125 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 units insured (8 under condo master policies)
112 of 125 individual policies on primary residences
Nearby Flood Claims25 (1985–2020)
Claims Outside the SFHA23 of 25
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Flood Events
  • Hurricane Frances (Sep 2004), 6 claims
  • Hurricane Georges (Sep 1998), 3 claims
  • Hurricane Opal (Oct 1995), 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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