Polk County property record for 1022 Thomas Rd, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,594 sqft · built 1959 |
| Lot Size | 0.538 acres (23,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $51,000 (May 1997) |
| Tax Bill | $821 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-08-685500-001502 |
| Primary APN | 26-29-08-685500-001502 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| Gross Area | 1,902 sqft |
| 1st Floor Area | 1,594 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 23,448 sqft (0.538 acres) |
| Lot Dimensions | 180 ft deep x 130 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 572 sqft |
| Shed | 1 Shed |
| Utility Building | 251 sqft |
| Cooling System | Central |
|---|
| Street Address | 1022 THOMAS RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSON J A SUB PB 2 PG 103 LOT 15 E 130 FT OF W 507.72 FT LESS N 100 FT OF S 125 FT & LESS R/W FOR GALLOWAY RD |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | JOHNSON J A SUBDIVISION |
| Legal Tract | 685500 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 218, EAGLE LAKE, FL 33839-0218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 1997 · Amount on Record |
| Deed Sale | May 14, 1997 · Amount on Record |
| Deed Book / Page | 3840 / 760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1022 THOMAS RD, WINTER HAVEN, FL 33880-5649 |
| Document Number | 0112072066 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1022 THOMAS RD WINTER HAVEN FL 338805649, WINTER HAVEN, FL 33880-5649 |
| Document Number | 0112072066 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 011207/002066 |
| Instrument | 80150 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,568 (+2.7%) | $192,586 (+0.5%) Land $15,304 Building $177,282 | |
| 2025 | $821.00 (-35.25%) Homeowner's exemption | $103,766 (+5.99%) | $191,623 (-20.27%) Land $15,304 Building $176,319 |
| 2023 | $1,268.00 (+4.97%) Homeowner's exemption | $97,905 (+3%) | $240,351 (+15.45%) Land $14,767 Building $225,584 |
| 2022 | $1,208.00 Homeowner's exemption | $95,053 | $208,190 Land $12,405 Building $195,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Hotwire Communications, Summit Broadband.
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