1008 Thomas Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 1008 Thomas Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1960
Lot Size	0.273 acres (11,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,840 (Nov 2025)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-08-685500-001503`

Property Details

APN / Parcel Number

Primary APN	`26-29-08-685500-001503`
Alternative APNs	`082926685500001503` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Terrazzo
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,901 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,009 sqft
Carport	Carport
Carport Area	2,009 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	696 sqft
Shed	1 Shed
Utility Building	72 sqft

Location & Zoning

Street Address	1008 THOMAS RD
City	WINTER HAVEN
State	FL
Zip	33880-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON J A SUB PB 2 PG 103 LOT 15 E 85 FT OF W W 252 FT OF N 140 FT OF S 305.28 FT
Legal Range	26E
Legal Township	29S
Legal Section	08
Legal Subdivision	JOHNSON J A SUBDIVISION
Legal Tract	685500
Legal Block	3
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3004
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 THOMAS RD, WINTER HAVEN, FL 33880-5649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 30, 2019	Warranty Deed, Transfer MICHAEL & CHARMAINE COFFEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2025259529
Deed Book / Page	13763 / 393
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 3, 2025
Property Address	1008 THOMAS RD, WINTER HAVEN, FL 33880-5649
Document Number	0000259529
Book / Page	13763 / 393
Map Reference	MB 2 PG 103
Instrument Date	Oct 27, 2025
Instrument	2025259529
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 MAGNETA LOOP, AUBURNDALE, FL 33823-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 THOMAS RD, WINTER HAVEN, FL 33880-5649

Mortgage

Document Number	0013763395
Date	Nov 3, 2025
Instrument	13763/395

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 30, 2019
Property Address	1008 THOMAS RD, WINTER HAVEN, FL 33880-5649
Document Number	0109890215
Book / Page	010989 / 000215
Instrument Date	Sep 27, 2019
Instrument	206248
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1008 THOMAS RD WINTER HAVEN FL 338805649, WINTER HAVEN, FL 33880-5649

Mortgage

Document Number	109890216
Date	Sep 30, 2019
Book Page	010989/000216
Instrument	206249

Lender

Name	MICHAEL & CHARMAINE COFFEE
Address	3022 SAM KEEN RD, LAKE WALES, FL 33898-9325
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,985 (+11.48%) Land $7,780 Building $163,205	$170,985 (+2.55%) Land $7,780 Building $163,205
2025	$1,398.00 (-30.07%)	$153,378 (+2.9%)	$166,730 (-6.08%) Land $7,780 Building $158,950
2024	$1,999.00 (+10.08%) Homeowner's exemption	$149,055 (+3%)	$177,518 (-15.2%) Land $7,780 Building $169,738
2023	$1,816.00 (+1.4%) Homeowner's exemption	$144,714 (+3%)	$209,326 (+15.79%) Land $7,507 Building $201,819
2022	$1,791.00 Homeowner's exemption	$140,499	$180,778 Land $6,306 Building $174,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Summit Broadband.

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