1016 Thomas Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 1016 Thomas Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,346 sqft · built 1969
Lot Size	0.371 acres (16,174 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Jun 2011)
Tax Bill	$488 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-08-685500-001510`

Property Details

APN / Parcel Number

Primary APN	`26-29-08-685500-001510`
Alternative APNs	`082926685500001510` `82926000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,328 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	16,174 sqft (0.371 acres)
Lot Dimensions	153 ft deep x 105 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	228 sqft
Shed	1 Shed

Location & Zoning

Street Address	1016 THOMAS RD
City	WINTER HAVEN
State	FL
Zip	33880-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON J A SUB PB 2 PG 103 LOT 15 N 178 FT OF E 125.72 FT OF W 377.72 FT OF S 330.28 FT LESS W 20 FT & LESS N 25 FT
Legal Range	26E
Legal Township	29S
Legal Section	08
Legal Subdivision	JOHNSON J A SUBDIVISION
Legal Tract	685500
Legal Block	3
Legal Lot Number	15
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3004
Census Tract	14501

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 THOMAS RD, WINTER HAVEN, FL 33880-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Nov 6, 2020	Loan Modification, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2011 · Amount on Record
Deed Sale	Jun 23, 2011 · Amount on Record
Prior Sale	Jun 19, 2009 · Amount on Record
Deed Document Number	2011107115
Deed Book / Page	8415 / 441
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1016 THOMAS RD, WINTER HAVEN, FL 33880-5649
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 THOMAS RD, WINTER HAVEN, FL 33880-5649

Mortgage

Document Number	0000148542
Date	May 31, 2022
Book Page	12276/505
Instrument	2022148542

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1016 THOMAS RD, WINTER HAVEN, FL 33880-5649
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	REAL ESTATE AND TITLE SERVICES, REAL ESTATE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 THOMAS RD, WAHNETA, FL 33880-5649

Mortgage

Document Number	0000254383
Date	Sep 29, 2021
Book Page	11915/1251
Instrument	2021254383

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	1016 THOMAS RD, WINTER HAVEN, FL 33880-5649
Document Number	0114611976
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1016 THOMAS RD WINTER HAVEN FL 338805649, WINTER HAVEN, FL 33880-5649

Mortgage

Document Number	0114611976
Date	Nov 18, 2020
Book Page	011461/001976
Instrument	248305

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$488.00 (-51.05%) Homeowner's exemption	$78,005 (+5.99%)	$138,335 (-22.7%) Land $10,585 Building $127,750
2023	$997.00 (+3.75%) Homeowner's exemption	$73,599 (+3%)	$178,967 (+12.55%) Land $10,213 Building $168,754
2022	$961.00 Homeowner's exemption	$71,455	$159,016 Land $8,579 Building $150,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Summit Broadband.

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