Whatcom County property record for 1022 Ridge Ln, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,192 sqft · built 2006 |
| Lot Size | 0.206 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Feb 2020) |
| Tax Bill | $4,985 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 568702 |
| Primary APN | 568702 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 1,136 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,999 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 316 sqft |
| Patio Area | 60 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 568702 |
|---|---|
| Street Address | 1022 RIDGE LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MAPLE RIDGE II LOT 20 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 36 |
| Legal Subdivision | MAPLE RIDGE |
| Legal Lot Number | 20 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1022 RIDGE LN, EVERSON, WA 98247-8765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Feb 25, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Feb 25, 2020 |
| Deed Document Number | 2020-0202679 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1022 RIDGE LN, EVERSON, WA 98247-8765 |
| Document Number | 2201204361 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1022 RIDGE LN EVERSON WA 982478765, EVERSON, WA 98247-8765 |
| Document Number | 2201204361 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 1204361 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 25, 2020 |
| Property Address | 1022 RIDGE LN, EVERSON, WA 98247-8765 |
| Document Number | 2200202679 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 202679 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,485.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1022 RIDGE LN EVERSON WA 982478765, EVERSON, WA 98247-8765 |
| Document Number | 2200202680 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 202680 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 25, 2020 |
| Property Address | 1022 RIDGE LN, EVERSON, WA 98247-8765 |
| Document Number | 2200202678 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 202678 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 755 TELEGRAPH RD #401 BELLINGHAM WA 982267785, 401, BELLINGHAM, WA 98226-7785 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,985.00 (+13.73%) | $541,693 (+4.08%) Land $188,100 Building $353,593 | $541,693 (+4.08%) Land $188,100 Building $353,593 |
| 2022 | $520,473 Land $139,608 Building $380,865 | $520,473 Land $139,608 Building $380,865 | |
| 2021 | $4,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 22 (2021–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
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