Whatcom County property record for 1018 Ridge Ln, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,726 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,280 (Aug 2013) |
| Tax Bill | $4,481 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400336-323202-0000 |
| Primary APN | 400336-323202-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,726 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 68 sqft |
| Deck Area | 276 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 135993 |
|---|---|
| Street Address | 1018 RIDGE LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-8765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MAPLE RIDGE II LOT 19 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 36 |
| Legal Subdivision | MAPLE RIDGE II |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10702 |
Source: Whatcom County records · APN 400336-323202-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1018 RIDGE LN, EVERSON, WA 98247-8765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2013 · Amount on Record |
| Deed Sale | Aug 26, 2013 · Amount on Record |
| Prior Sale | Sep 09, 2009 · Amount on Record |
| Deed Document Number | 2013803076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 10, 2026 |
| Property Address | 1018 RIDGE LN, EVERSON, WA 98247-8765 |
| Document Number | 0000000780 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 2026780 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1018 RIDGE LN, EVERSON, WA 98247-8765 |
| Document Number | 0000000780, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026780 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1018 RIDGE LN, EVERSON, WA 98247-8765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000100900 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-0100900 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1018 RIDGE LN, EVERSON, WA 98247-8765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000301348 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0301348 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,481.00 (+7.61%) | $501,336 (+1.4%) Land $188,100 Building $313,236 | $501,336 (+1.4%) Land $188,100 Building $313,236 |
| 2022 | $494,405 Land $139,608 Building $354,797 | $494,405 Land $139,608 Building $354,797 | |
| 2021 | $4,164.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 22 (2021–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EVERSON serves 3,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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