1002 Ridge Ln, Everson, WA 98247 Property Records

Whatcom County property record for 1002 Ridge Ln, Everson, WA 98247 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,055 sqft · built 2017
Lot Size	0.367 acres (15,991 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Aug 2022)
Tax Bill	$5,292 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`594211`

Property Details

APN / Parcel Number

Primary APN	`594211`
Alternative APNs	`400336 353203 0000` `136047` `538719`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	2,055 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,991 sqft (0.367 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	475 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	538719
Street Address	1002 RIDGE LN
City	EVERSON
State	WA
Zip	98247-8765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPLE RIDGE II LOT 15
Legal Range	03
Legal Township	40
Legal Section	36
Legal Subdivision	MAPLE RIDGE
Legal Lot Number	15
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3006
Census Tract	10702

Owner

Source: Whatcom County records · APN 594211

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1002 RIDGE LN, EVERSON, WA 98247-8765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 12, 2020	Warranty Deed, Transfer · Conventional with PMI UMPQUA BK
Feb 06, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MORTGAGE MASTER SVC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2022-0801916
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 19, 2022
Property Address	1002 RIDGE LN, EVERSON, WA 98247-8765
Document Number	0000801916
Map Reference	AF 2050701198
Instrument Date	Aug 10, 2022
Instrument	2022-0801916
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 RIDGE LN, EVERSON, WA 98247-8765

Mortgage

Document Number	0000801917
Date	Aug 19, 2022
Instrument	2022-0801917

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 12, 2020
Property Address	1002 RIDGE LN, EVERSON, WA 98247-8765
Document Number	2200301479
Instrument Date	Mar 11, 2020
Instrument	301479
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,885.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1002 RIDGE LN EVERSON WA 982478765, EVERSON, WA 98247-8765

Mortgage

Document Number	2200301480
Date	Mar 12, 2020
Instrument	301480

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 06, 2017
Property Address	1002 RIDGE LN, EVERSON, WA 98247-8765
Document Number	2170200607
Instrument Date	Jan 31, 2017
Instrument	200607
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,306.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 1028 EVERSON WA 982471028, EVERSON, WA 98247-1028

Mortgage

Document Number	2170200608
Date	Feb 06, 2017
Instrument	200608

Lender

Name	MORTGAGE MASTER SVC
Type	Mortgage Company
Address	KENT, WA 98032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,292.00 (+20.16%)	$574,999 (+9.93%) Land $206,910 Building $368,089	$574,999 (+9.93%) Land $206,910 Building $368,089
2022		$523,049 Land $139,608 Building $383,441	$523,049 Land $139,608 Building $383,441
2021	$4,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Northwest Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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