Rowan County property record for 1011 3rd St, Spencer, NC 28159 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,048 sqft Living Area |
| Lot Size | 7,500 sqft (0.17 acres) |
| Last Sale | $70,000 (2023) |
| Tax Bill | $1,092.00 (2025) |
| Primary APN | 034 046 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,048 sqft Living Area |
| 1st Floor | 1,048 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,500 sqft (0.17 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 186 sqft Porch |
| Storage Building | Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1011 3RD ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-1645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L6 BLK 1 NORTH ADDITION TO SPENCER |
| Legal Subdivision | NORTH ADDITION TO SPENCER |
| Legal Block | 1 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 50700 |
Source: Rowan County records · APN 034 046
Assessment roll updated August 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 19026 PENINSULA POINT DR, CORNELIUS, NC 28031-7600 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Line of Credit LENDINGONE |
| Sep 06, 2023 | Warranty Deed, Transfer |
| May 18, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2009 · Amount on Record |
| Deed Book / Page | 1429 / 216 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 03, 2026 |
| Property Address | 1011 3RD ST, SPENCER, NC 28159-1645 |
| Document Number | 1484000372 |
| Book / Page | 1484 / 372 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 19026 PENINSULA POINT DR, CORNELIUS, NC 28031-7600 |
| Investor | Possibly a Property Investor |
| Document Number | 1484000372, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 1484/372 |
| Name | LENDINGONE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 06, 2023 |
| Property Address | 1011 3RD ST, SPENCER, NC 28159-1645 |
| Document Number | 0014290216 |
| Book / Page | 1429 / 216 |
| Map Reference | PG 70 |
| Instrument Date | Sep 06, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1255 STIREWALT RD, CHINA GROVE, NC 28023-7704 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 19026 PENINSULA POINT DR, CORNELIUS, NC 28031-7600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 18, 2022 |
| Property Address | 1011 3RD ST, SPENCER, NC 28159-1645 |
| Document Number | 0014020342 |
| Book / Page | 1402 / 342 |
| Map Reference | PG 70 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 ROCK CREEK RD, 320, ROCKWELL, NC 28138-5614 |
| Name | Verified Name |
|---|---|
| Address | 1255 STIREWALT RD, CHINA GROVE, NC 28023-7704 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 | $96,725 (-) Land $28,000 Building $68,725 | |
| 2023 | $1,092.00 (+46.97%) | $96,725 (+70.8%) Land $28,000 Building $68,725 | $96,725 (+70.8%) Land $28,000 Building $68,725 |
| 2022 | $743.00 | $56,631 Land $16,000 Building $40,631 | $56,631 Land $16,000 Building $40,631 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures