Sherburne County property record for 1016 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,500 (Sep 2025) |
| Tax Bill | $2,182 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-0550 |
| Primary APN | 85-413-0550 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Account Number | 42892 |
|---|---|
| Street Address | 1016 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10, BLK 105 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 105 |
| Legal Lot Number | 10 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 31500 |
1016 12th Ave SE is owned and occupied by two individuals who bought it in September 2025.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Sep 1, 2022 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Sep 1, 2022 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Sep 1, 2022 | Warranty Deed, Transfer TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Aug 23, 2019 | Grant Deed, Transfer RESULTS TITLE |
| Aug 26, 2019 | Grant Deed, Transfer RESULTS TITLE |
| Aug 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | Aug 26, 2022 · Amount on File |
| Deed Document Number | 2025987885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 12, 2025 |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000987885 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 987885 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.05 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000987886 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 987886 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 1, 2022 |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000947833 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 947833 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | TRI COUNTY ABST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000947834 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 947834 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 1, 2022 |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000947833 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 947833 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | TRI COUNTY ABST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000947834 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 947834 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000947835 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 947835 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 1, 2022 |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000947832 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 947832 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 23, 2019 |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000877400 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 877400 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1016 12TH AVE SE ST CLOUD MN 563041718, ST CLOUD, MN 56304-1718 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 26, 2019 |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000877423 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 877423 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | RESULTS TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 12TH AVE SE ST CLOUD MN 563041718, ST CLOUD, MN 56304-1718 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1016 12TH AVE SE, SAINT CLOUD, MN 56304-1718 |
| Document Number | 0000843202 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | MINNESOTA SECURED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1016 12TH AVE SE ST CLOUD MN 563041718, ST CLOUD, MN 56304-1718 |
| Document Number | 0000843202 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 843202 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
The 2025 property tax bill for 1016 12th Ave SE was $2,182 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,900 (-) Land $40,000 Building $136,900 | $176,900 (-) Land $40,000 Building $136,900 | |
| 2025 | $2,182.00 | $176,900 Land $40,000 Building $136,900 | $176,900 Land $40,000 Building $136,900 |
| 2023 | $1,800.00 | $176,900 Land $30,000 Building $146,900 | |
| 2021 | $176,900 Land $30,000 Building $146,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 12th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1016 12th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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