972 Willard St, Gary, IN 46404 Property Records

Lake County property record for 972 Willard St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,200 sqft · built 1928
Lot Size0.087 acres (3,790 sqft)
OwnerCompany Name on File
Tax Bill$2,168 (2024)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-43-0180-0012

Property Details

APN / Parcel Number

Primary APN001-25-43-0180-0012
Alternative APNs
  • 45-08-07-128-017.000-004
  • 254301800012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,800 sqft
1st Floor Area600 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,790 sqft (0.087 acres)
Lot Dimensions126 ft deep x 30 ft wide
View / LotAlley
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address972 WILLARD ST
CityGARY
StateIN
Zip46404-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HEIGHTS L.10 BL.28
Legal SubdivisionGARY HEIGHTS
Legal Block28
Legal Lot Number10
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2003
Census Tract11000

Owner

Source: Lake County records · APN 001-25-43-0180-0012

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 159, ALPHARETTA, GA 30009-0159
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2025
Deed SaleSep 19, 2025
Prior SaleNov 21, 2024 · Amount on Record
Deed Document Number202527642
Prior Transfer DateOct 03, 2007
Prior Transfer Doc0000083853
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 19, 2025
Property Address972 WILLARD ST, GARY, IN 46404-1722
Document Number0000027642
Instrument DateSep 16, 2025
Instrument2025-027642
Transaction TypeTransfer
Record UpdatedOct 01, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 159, ALPHARETTA, GA 30009-0159

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,600 (-51.15%) Land $7,200 Building $3,400$10,600 (-51.15%) Land $7,200 Building $3,400
2024$2,168.00 (-91.82%)$21,700 (+4.33%) Land $6,800 Building $14,900$21,700 (+4.33%) Land $6,800 Building $14,900
2023$20,800 (+20.93%) Land $6,800 Building $14,000$20,800 (+20.93%) Land $6,800 Building $14,000
2022$26,498.00$17,200 Land $3,600 Building $13,600$17,200 Land $3,600 Building $13,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T.

Based on FCC filings for 38 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Willard St

Nearby Streets

Search Property Records by Address or Parcel Number