McIntosh County property record for 1021 Merchant Ln SE, Townsend, GA 31331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 2017 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Feb 2018) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0050-C-0121 |
| Primary APN | 0050-C-0121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Heated Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Type | Mixed |
| Garage Area | 276 sqft |
| Porch | Slab |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13217 |
|---|---|
| Street Address | 1021 MERCHANT LN SE |
| City | TOWNSEND |
| State | GA |
| Zip | 31331-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LT 121 2.424 ACRES |
| Legal Subdivision | COASTAL PINES |
| Legal Phase | 3 |
| Legal Lot Number | 121 |
| Jurisdiction | MCINTOSH GA |
| Township / Civil Division | DARIEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 110202 |
1021 Merchant Ln SE is owned and occupied by an individual who acquired it in June 2026.
Source: McIntosh County records, as of March 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 MERCHANT LN SE, TOWNSEND, GA 31331-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH GEORGIA BANK |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on File |
| Deed Sale | Feb 16, 2018 · Amount on File |
| Prior Sale | Jul 13, 2017 · Amount on File |
| Deed Document Number | 2018104 |
| Deed Book / Page | 632 / 646 |
| Last Transfer Date | Jun 10, 2026 |
| Transfer Doc | 0000001451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Property Address | 1021 MERCHANT LN SE, TOWNSEND, GA 31331-4832 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 626/860 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 626/860 |
| Instrument | 001361 |
| Name | SOUTH GEORGIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH GA |
| Recording Date | Feb 16, 2018 |
| Property Address | 1021 MERCHANT LN SE, TOWNSEND, GA 31331-4832 |
| Document Number | 000632/646 |
| Book / Page | 632 / 646 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 2018-000104 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 MERCHANT LN SE, TOWNSEND, GA 31331-4832 |
| Document Number | 632/649 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 632/649 |
| Instrument | 000324 |
| Name | HOMESTAR FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 1021 Merchant Ln SE was $1,678 with a homeowner's exemption.
Source: McIntosh County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | McIntosh County |
| Unified School District | McIntosh County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 Homeowner's exemption | $91,180 Land $8,000 Building $83,180 | $227,950 Land $20,000 Building $207,950 |
| 2023 | $1,554.00 Homeowner's exemption | $83,836 Land $5,000 Building $78,836 | $209,590 Land $12,500 Building $197,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1021 Merchant Ln SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 Merchant Ln SE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Darien Telephone Company Cable | 1,000 / 250 |
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