Fairfield County property record for 1021 James Rd, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 938 sqft · built 1958 |
| Lot Size | 0.254 acres (11,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Aug 2026) |
| Tax Bill | $5,585 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34097-800 |
| Primary APN | 05-34097-800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,060 sqft (0.254 acres) |
| Lot Dimensions | 140 ft deep x 79 ft wide |
| Garage Type | Carport |
| Garage Area | 352 sqft |
| Carport | Carport |
| Carport Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1021 JAMES RD |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUFFER-DURDIN ADD NO 2 LOT 121 |
| Legal Subdivision | HUFFER-DURDIN ADD |
| Legal Lot Number | 121 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31402 |
1021 James Rd is owned by two individuals who bought it in August 2026.
Source: Fairfield County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 WINTERSON RD, 300, LINTHICUM HEIGHTS, MD 21090-2247 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Mar 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Mar 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on File |
| Deed Sale | Aug 21, 2026 · Amount on File |
| Prior Sale | Mar 17, 2023 · Amount on File |
| Deed Document Number | 202614829 |
| Prior Transfer Date | Dec 28, 2022 |
| Prior Transfer Doc | 0000000126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Aug 21, 2026 |
| Property Address | 1021 JAMES RD, LANCASTER, OH 43130-2048 |
| Document Number | 0000014829 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202614829 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000014830, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202614830 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 17, 2023 |
| Property Address | 1021 JAMES RD, LANCASTER, OH 43130-2048 |
| Document Number | 0000003919 |
| Map Reference | MB 7 PG 46 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 202300003919 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003920 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 202300003920 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1021 JAMES RD, LANCASTER, OH 43130-2048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003323 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 1786/0902 |
| Instrument | 201900003323 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MC ARTHUR, OH 45651 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 1021 James Rd was $5,585, up 17.8% from the year before.
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,585.00 (+17.78%) | $62,130 Land $18,630 Building $43,500 | $177,510 Land $53,220 Building $124,290 |
| 2024 | $4,742.00 (+153.58%) | ||
| 2023 | $1,870.00 Homeowner's exemption | $51,430 (+3.9%) Land $15,230 Building $36,200 | |
| 2022 | Homeowner's exemption | $49,500 Land $15,230 Building $34,270 | $146,950 Land $43,510 Building $103,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1021 James Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 James Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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