1009 James Rd, Lancaster, OH 43130 Property Records

Fairfield County property record for 1009 James Rd, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 960 sqft · built 1957
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Tax Bill$3,754 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-34098-100

Property Details

APN / Parcel Number

Primary APN05-34098-100
Alternative APN
  • 0406 00049

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Patio Area112 sqft
Canopy280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1009 JAMES RD
CityLANCASTER
StateOH
Zip43130-2048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUFFER-DURDIN ADD NO 2 LOT 123
Legal SubdivisionHUFFER-DURDIN ADD
Legal Lot Number123
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group3
Census Block3003
Census Tract31402

Owner

Source: Fairfield County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1009 JAMES RD, LANCASTER, OH 43130-2048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Warranty Deed, Transfer · FHA Mortgage
J VIRGIL INC
Mar 8, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRFIELD NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2021
Deed SaleOct 22, 2021
Prior SaleJun 3, 2003 · Amount on Record
Deed Document Number202127828
Prior Transfer DateFeb 28, 2018
Prior Transfer Doc0000003776
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateOct 22, 2021
Property Address1009 JAMES RD, LANCASTER, OH 43130-2048
Document Number0000027828
Map ReferenceMB 7 PG 46
Instrument DateOct 12, 2021
Instrument202100027828
Transaction TypeTransfer
Record UpdatedNov 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2000 PGA BLVD BLDG A # 3220 BLDG A, 3220, PALM BEACH GARDENS, FL 33408-2718

Mortgage

Document Number0000027829
DateOct 22, 2021
Instrument202100027829
Lender
NameJ VIRGIL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAIRFIELD OH
Recording DateMar 8, 2018
Property Address1009 JAMES RD, LANCASTER, OH 43130-2048
Document Number0000003776
Book / Page1760 / 1482
Map ReferenceMB 7 PG 46
Instrument DateFeb 28, 2018
Instrument201800003776
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanySAS TITLE AGENCY LTD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1797 NORTHWOOD DR NE, LANCASTER, OH 43130-1120

Mortgage

Document Number0000003777
DateMar 8, 2018
Instrument201800003777
Lender
NameFAIRFIELD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2033

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,720 (+23.13%) Land $13,440 Building $36,280$142,060 (+23.13%) Land $38,400 Building $103,660
2024$3,754.00 (+155.72%)
2023$1,468.00$40,380 (-) Land $10,710 Building $29,670
2022$40,380 Land $10,710 Building $29,670$115,370 Land $30,600 Building $84,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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