Fairfield County property record for 1020 James Rd, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1957 |
| Lot Size | 0.195 acres (8,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,000 (Nov 2006) |
| Tax Bill | $1,735 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-40976.00 |
| Primary APN | 053-40976.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,520 sqft (0.195 acres) |
| Lot Dimensions | 120 ft deep x 71 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 374 sqft |
| Canopy | 40 sqft |
| Poultry House | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0406 00033 |
|---|---|
| Street Address | 1020 JAMES RD |
| City | LANCASTER |
| State | OH |
| Zip | 43130-2047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUFFER-DURDIN ADD NO 2 LOT 117 IRREG |
| Legal Subdivision | HUFFER-DURDIN ADD |
| Legal Lot Number | 117 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 31402 |
Source: Fairfield County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1020 JAMES RD, LANCASTER, OH 43130-2047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 18, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Dec 13, 2016 | Loan Modification, Mortgage WELLS FARGO BK |
| Dec 13, 2016 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on Record |
| Deed Sale | Nov 28, 2006 · Amount on Record |
| Deed Document Number | 0014492884 |
| Deed Book / Page | 1449 / 2884 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1020 JAMES RD, LANCASTER, OH 43130-2047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1020 JAMES RD, LANCASTER, OH 43130-2047 |
| Document Number | 0000016210 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 202200016210 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1020 JAMES RD, LANCASTER, OH 43130-2047 |
| Document Number | 0000019547 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1020 JAMES RD LANCASTER OH 431302047, LANCASTER, OH 43130-2047 |
| Document Number | 0000019547 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 001805/004303 |
| Instrument | 19547 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate | 4.12% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1020 JAMES RD, LANCASTER, OH 43130-2047 |
| Document Number | 0000001547 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1020 JAMES RD LANCASTER OH 431302047, LANCASTER, OH 43130-2047 |
| Document Number | 0000001547 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 001730/001172 |
| Instrument | 1547 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1020 JAMES RD, LANCASTER, OH 43130-2047 |
| Document Number | 0000000531 |
| Instrument Date | Dec 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1020 JAMES RD LANCASTER OH 431302047, LANCASTER, OH 43130-2047 |
| Document Number | 0000000531 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 001729/000833 |
| Instrument | 531 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2047 |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,340 (+22.28%) Land $15,900 Building $42,440 | $166,710 (+22.28%) Land $45,440 Building $121,270 | |
| 2023 | $1,735.00 Homeowner's exemption | $47,710 (-) Land $12,670 Building $35,040 | |
| 2022 | Homeowner's exemption | $47,710 Land $12,670 Building $35,040 | $136,330 Land $36,210 Building $100,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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