Osceola County property record for 1021 Cutke Rd, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,892 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2026) |
| Tax Bill | $4,081 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-25-31-5477-0001-0130 |
| Primary APN | 20-25-31-5477-0001-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 2,509 sqft |
| 1st Floor Area | 1,892 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1021 CUTKE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIGGINS RESERVE PB 27 PG 41 LOT 13 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | WIGGINS RESERVE |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-5477-0001-0130
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1021 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · FHA Mortgage A MORTGAGE |
| Dec 09, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Dec 09, 2019 · Amount on Record |
| Deed Document Number | 2026100165 |
| Deed Book / Page | 7012 / 2603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2026 |
| Property Address | 1021 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0000100165 |
| Book / Page | 7012 / 2603 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026100165 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | SIMPLY TITLE LLC, SIMPLY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275,730.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0000100168, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026100168 |
| Name | A MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 09, 2019 |
| Property Address | 1021 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0056370471 |
| Book / Page | 5637 / 0471 |
| Map Reference | MB 27 PG 41 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 2019159250 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,217.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Address | 1021 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0056370472 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 5637/0472 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,081.00 (+5.07%) Homeowner's exemption | $284,026 (+5.99%) | $374,100 (+1.71%) Land $60,000 Building $314,100 |
| 2024 | $3,884.00 (+2.13%) | ||
| 2023 | $3,803.00 (+4.16%) Homeowner's exemption | $267,983 (+3%) | $367,800 (+14.51%) Land $60,000 Building $307,800 |
| 2022 | $3,651.00 Homeowner's exemption | $260,178 | $321,200 Land $60,000 Building $261,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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