1010 Cutke Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1010 Cutke Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,822 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$365,000 (2021)
Tax Bill$3,565.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531547700010260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,822 sqft Heated Area
Gross Area2,828 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1010 CUTKE RD
CitySAINT CLOUD
StateFL
Zip34771-9578
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWIGGINS RESERVE PB 27 PG 41 LOT 26
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionWIGGINS RESERVE
Legal Tract5477
Legal Lot Number26
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 202531547700010260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1010 CUTKE RD, SAINT CLOUD, FL 34771-9578
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Oct 23, 2019Warranty Deed, Subdivision Related Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleOct 23, 2019 · Amount on Record
Deed Doc Number2021093166
Deed Book / Page5981 / 1747
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 15, 2021
Property Address1010 CUTKE RD, SAINT CLOUD, FL 34771-9578
Document Number0059811747
Book / Page5981 / 1747
Map ReferenceMB 27 PG 41
Instrument DateJun 14, 2021
Instrument2021093166
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address178 GREENVILLE AVE UNIT 306, 178, ARDEN, NC 28704-1180

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 CUTKE RD, SAINT CLOUD, FL 34771-9578

Mortgage

Document Number0059811749
DateJun 15, 2021
Instrument5981/1749
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2019
Property Address1010 CUTKE RD, SAINT CLOUD, FL 34771-9578
Document Number0056110779
Book / Page005611 / 000779
Instrument DateOct 22, 2019
Instrument137643
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 13, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$521.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1913 CLEARWATER DR ROUND ROCK TX 786814036, ROUND ROCK, TX 78681-4036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,565.00 (+7.64%) Homeowner's exemption$246,778 (+5.99%)$383,100 (+1.75%) Land $60,000 Building $323,100
2023$3,312.00 (+4.35%) Homeowner's exemption$232,839 (+3%)$376,500 (+14.68%) Land $60,000 Building $316,500
2022$3,174.00 Homeowner's exemption$226,058$328,300 Land $60,000 Building $268,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 340 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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