Osceola County property record for 1001 Cutke Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $283,990 (Jan 2021) |
| Tax Bill | $3,941 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202531547700010150 |
| Primary APN | 202531547700010150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,720 sqft Heated Area |
| Gross Area | 2,271 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Patio Area | 249 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1001 CUTKE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIGGINS RESERVE PB 27 PG 41 LOT 15 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | WIGGINS RESERVE |
| Legal Tract | 5477 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531547700010150
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1001 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 04, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2021 · Amount on Record |
| Deed Sale | Jan 04, 2021 · Amount on Record |
| Deed Document Number | 2021000571 |
| Deed Book / Page | 5864 / 626 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1001 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1001 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0061760470 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 6176/470 |
| Instrument | 2022044731 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 04, 2021 |
| Property Address | 1001 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0058640626 |
| Book / Page | 5864 / 626 |
| Map Reference | MB 27 PG 41 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021000571 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Address | 1001 CUTKE RD, SAINT CLOUD, FL 34771-9579 |
| Document Number | 0005864627 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 5864/627 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,941.00 (+7.38%) Homeowner's exemption | $273,907 (+5.99%) | $361,100 (+1.72%) Land $60,000 Building $301,100 |
| 2023 | $3,670.00 (+4.2%) Homeowner's exemption | $258,435 (+3%) | $355,000 (+14.37%) Land $60,000 Building $295,000 |
| 2022 | $3,522.00 Homeowner's exemption | $250,908 | $310,400 Land $60,000 Building $250,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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