10207 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10207 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,334 sqft · built 2013
Lot Size0.134 acres (5,848 sqft)
Owner2 Individual Names on Record
Tax Bill$7,164 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077775-0180

Property Details

APN / Parcel Number

Primary APN077775-0180
Alternative APN
  • U19312099D000003000150

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,334 sqft Living Area
Gross Area4,158 sqft
1st Floor Area1,524 sqft
Upper Floors Area1,810 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,848 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750180
Street Address10207 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 15 BLOCK 3
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block3
Legal Lot Number15
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1036
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 20, 2020Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
May 23, 2018Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020
Deed SaleJul 20, 2020
Prior SaleMay 23, 2018 · Amount on Record
Deed Document Number2020292281
Prior Transfer DateJun 17, 2020
Prior Transfer Doc0000292281
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734

Mortgage

Document Number2021126765
DateMar 15, 2021
Instrument2021126765
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term329 Months
DueAug 1, 2048

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateJul 20, 2020
Property Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number0000292281
Map ReferenceMB 112 PG 62
Instrument DateJun 17, 2020
Instrument2020292281
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyINSPIRE CLOSING SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734

Mortgage

Document Number0000292282
DateJul 20, 2020
Instrument2020292282
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueJul 1, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 23, 2018
Property Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number0000203692
Book / Page25786 / 1177
Map ReferenceMB 112 PG 62
Instrument DateMay 18, 2018
Instrument2018203692
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyCOAST TO COAST TITLE & ESCRO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,156.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4035 4TH AVE S, 4035, SAINT PETERSBURG, FL 33711-1613

Transferred To (Grantee/Buyer)

NameVerified Name
Address10207 CELTIC ASH DR, RUSKIN, FL 33573-6734

Mortgage

Document Number0000203693
DateMay 23, 2018
Instrument2018203693
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,966 (+2.7%)$391,787 (-3.58%) Land $76,810 Building $314,977
2025$7,164.00 (+13.18%) Homeowner's exemption$258,974 (+5.99%)$406,315 (+4.76%) Land $82,719 Building $323,596
2023$6,330.00 (+4.3%) Homeowner's exemption$244,345 (+3%)$387,864 (+7.73%) Land $76,810 Building $311,054
2022$6,069.00 Homeowner's exemption$237,228$360,021 Land $64,994 Building $295,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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