Hillsborough County property record for 10203 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,121 sqft · built 2013 |
| Lot Size | 0.134 acres (5,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2015) |
| Tax Bill | $6,344 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0184 |
| Primary APN | 077775-0184 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,121 sqft Living Area |
| Gross Area | 3,686 sqft |
| 1st Floor Area | 1,292 sqft |
| 2nd Floor Area | 2,584 sqft |
| Upper Floors Area | 537 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,848 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750184 |
|---|---|
| Street Address | 10203 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1A LOT 17 BLOCK 3 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1A |
| Legal Tract | 99D |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 14007 |
10203 Celtic Ash Dr is owned and occupied by an individual who bought it in August 2015.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMETAP EQUITY PARTNERS LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC |
| Jan 13, 2022 | Agreement of Sale, Transfer |
| Jul 20, 2017 | Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE |
| Jul 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on File |
| Deed Sale | Aug 17, 2015 · Amount on File |
| Prior Sale | Jun 29, 2013 · Amount on File |
| Deed Document Number | 2015321665 |
| Deed Book / Page | 23484 / 1284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Document Number | 0000477737 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022477737 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Document Number | 0000675023 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021675023 |
| Name | HOMETAP INVESTMENT PARTNERS III SPV LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 13, 2022 |
| Property Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Document Number | 0000022681 |
| Map Reference | MB 112 PG 62 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022022681 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10203 CELTIC ASH DR, 10203, RUSKIN, FL 33573-6734 |
| Name | Verified Name |
|---|---|
| Address | 800 BOYLSTON ST # 16TH, BOSTON, MA 02199-1900 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Document Number | 0251671537 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10203 CELTIC ASH DR RUSKIN FL 335736734, RUSKIN, FL 33573-6734 |
| Document Number | 0251671537 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 025167/001537 |
| Instrument | 323442 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10203 CELTIC ASH DR, RUSKIN, FL 33573-6734 |
| Document Number | 0251671545 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 10203 CELTIC ASH DR RUSKIN FL 335736734, RUSKIN, FL 33573-6734 |
| Document Number | 0251671545 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 025167/001545 |
| Instrument | 323443 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 10203 Celtic Ash Dr was $6,344 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,974 (+2.7%) | $361,968 (-3.65%) Land $76,810 Building $285,158 | |
| 2025 | $6,344.00 Homeowner's exemption Disabled Person's exemption | $219,059 | $375,681 Land $82,719 Building $292,962 |
| 2023 | $5,675.00 (+4.55%) Homeowner's exemption | $206,684 (+3%) | $358,416 (+7.93%) Land $76,810 Building $281,606 |
| 2022 | $5,428.00 Homeowner's exemption | $200,664 | $332,090 Land $64,994 Building $267,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10203 Celtic Ash Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10203 Celtic Ash Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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