10201 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10201 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,482 sqft · built 2013
Lot Size	0.134 acres (5,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Oct 2018)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077775-0186`

Property Details

APN / Parcel Number

Primary APN	`077775-0186`
Alternative APN	`U19312099D000003000180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,482 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	72 sqft
2nd Floor Area	2,090 sqft
Upper Floors Area	320 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,849 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777750186
Street Address	10201 CELTIC ASH DR
City	RUSKIN
State	FL
Zip	33573-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELMONT PHASE 1A LOT 18 BLOCK 3
Legal Range	20E
Legal Township	31S
Legal Section	19
Legal Subdivision	BELMONT PHASE 1A
Legal Tract	99D
Legal Block	3
Legal Lot Number	18
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1036
Census Tract	14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10201 CELTIC ASH DR, RUSKIN, FL 33573-6734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	May 1, 2016 · Amount on Record
Deed Document Number	2018430084
Deed Book / Page	26157 / 296
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 23, 2018
Property Address	10201 CELTIC ASH DR, RUSKIN, FL 33573-6734
Document Number	0261570296
Book / Page	026157 / 000296
Instrument Date	Oct 18, 2018
Instrument	430084
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	EXECUTIVE TITLE/FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10201 CELTIC ASH DR RUSKIN FL 335736734, RUSKIN, FL 33573-6734

Mortgage

Document Number	261570297
Date	Oct 23, 2018
Book Page	026157/000297
Instrument	430085

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,532 (+2.7%)	$323,090 (-3.77%) Land $76,810 Building $246,280
2025	$5,468.00 (+13.77%) Homeowner's exemption	$166,049 (+5.99%)	$335,749 (+4.91%) Land $82,719 Building $253,030
2023	$4,806.00 (+4.98%) Homeowner's exemption	$156,669 (+3%)	$320,032 (+8.34%) Land $76,810 Building $243,222
2022	$4,578.00 Homeowner's exemption	$152,106	$295,406 Land $64,994 Building $230,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	7 (2020–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20