Mecklenburg County property record for 10205 Treetop Ln, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,877 sqft · built 2005 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,030,000 (May 2026) |
| Tax Bill | $5,152 (2024) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-143-45 |
| Primary APN | 005-143-45 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,877 sqft Living Area |
| Gross Area | 5,537 sqft |
| 1st Floor Area | 2,018 sqft |
| Upper Floors Area | 2,859 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 414 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10205 TREETOP LN |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L26 M41-577 |
| Legal Subdivision | WOODS/WEATHERSTONE |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 6411 |
10205 Treetop Ln is owned and occupied by two individuals who bought it in May 2026.
Source: Mecklenburg County records, as of May 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST BANK |
| Aug 17, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Aug 17, 2022 · Amount on File |
| Deed Document Number | 202645198 |
| Deed Book / Page | 40388 / 603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000049315 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 35798/35 |
| Instrument | 2021049315 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000087896 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 37416/439 |
| Instrument | 2022087896 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 1, 2026 |
| Property Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Document Number | 0000045198 |
| Book / Page | 40388 / 603 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202645198 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Document Number | 0000045199, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202645199 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.97% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 17, 2022 |
| Property Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Document Number | 0000118821 |
| Book / Page | 37579 / 688 |
| Map Reference | MB 41 PG 577 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022118821 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16914 TAFT CT, HUNTERSVILLE, NC 28078-6400 |
| Name | Verified Name |
|---|---|
| Address | 10205 TREETOP LN, CORNELIUS, NC 28031-8144 |
| Document Number | 0000118822 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022118822 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822,600 Land $85,000 Building $737,600 | $822,600 Land $85,000 Building $737,600 | |
| 2024 | $5,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10205 Treetop Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10205 Treetop Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures