10120 Treetop Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 10120 Treetop Ln, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,134 sqft · built 2005
Lot Size0.302 acres (13,171 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Apr 2006)
Tax Bill$5,468 (2023)
Deeds & MortgagesMay 2017 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN005-143-28

Property Details

APN / Parcel Number

Primary APN005-143-28

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,134 sqft Heated Area
Gross Area4,689 sqft
1st Floor Area2,164 sqft
Upper Floors Area1,662 sqft
Attic Area308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area13,171 sqft (0.302 acres)
Garage Area420 sqft
PorchPorch
Porch Area135 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-143-28
Street Address10120 TREETOP LN
CityCORNELIUS
StateNC
Zip28031-8145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL38 M41-577
Legal SubdivisionWOOD/WEATHERSTONE
Legal Lot Number38
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2008
Census Tract6411

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10120 TREETOP LN, CORNELIUS, NC 28031-8145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2006 · Amount on File
Deed SaleApr 27, 2006 · Amount on File
Prior SaleApr 27, 2006 · Amount on File
Deed Document Number0000080004
Deed Book / Page20339 / 0289
Last Transfer DateNov 1, 2006
Transfer Doc0000227806
Record UpdatedJun 7, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10120 TREETOP LN, CORNELIUS, NC 28031-8145
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060802
DateMay 9, 2017
Book Page31786/517
Instrument2017060802
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2037

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10120 TREETOP LN, CORNELIUS, NC 28031-8145
Document Number0000112940
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10120 TREETOP LN CORNELIUS NC 280318145, CORNELIUS, NC 28031-8145

Mortgage

Document Number0000112940
DateJul 24, 2020
Book Page034843/000183
Instrument112940
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 23, 2040

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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