Mecklenburg County property record for 10129 Treetop Ln, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,952 sqft · built 2005 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Dec 2015) |
| Tax Bill | $4,364 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-143-43 |
| Primary APN | 005-143-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,952 sqft Living Area |
| Gross Area | 4,593 sqft |
| 1st Floor Area | 1,612 sqft |
| Upper Floors Area | 1,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 641 sqft |
| Porch | Porch |
| Porch Area | 88 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10129 TREETOP LN |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L41 M41-577 |
| Legal Subdivision | THE WOOD AT WEATHERSTONE |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 6411 |
Source: Mecklenburg County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10129 TREETOP LN, CORNELIUS, NC 28031-8145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on Record |
| Deed Sale | Dec 2, 2015 · Amount on Record |
| Prior Sale | Oct 3, 2005 · Amount on Record |
| Deed Document Number | 2015155688 |
| Deed Book / Page | 30450 / 345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10129 TREETOP LN, CORNELIUS, NC 28031-8145 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0000008504 |
|---|---|
| Date | Jan 31, 2023 |
| Book Page | 37910/964 |
| Instrument | 2023008504 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10129 TREETOP LN, CORNELIUS, NC 28031-8145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000004424 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 35530/224 |
| Instrument | 2021004424 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2031 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,364.00 | $647,300 Land $85,000 Building $562,300 | $647,300 Land $85,000 Building $562,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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